Recent Posts
Why Is Financial Literacy Important?
According to Experian, financial literacy is the confident understanding of concepts that include saving, investing and debt that lead to an overall sense of financial well-being and self-trust.
What Are the Tax Benefits of Owning a Home?
Are you a new homeowner or considering buying your first home? As the 2022 tax deadline – April 18 – approaches, it’s important to know what tax benefits you can take advantage of on your returns so you can maximize your savings.
Boost Retirement Savings Goals with Pro Advice
It’s never too early to start saving for retirement. It’s also never too late—even if you have your sights set on retiring in the near future. No matter where you’re at in your career or how long you have until you retire, a commitment to saving now will pay dividends later in life. As you start saving for retirement, make sure...
How to Budget for a Vacation Without Breaking the Bank
Summer is officially here, which means families across the United States are preparing to go on vacation. While vacations are great way to spend quality time with loved ones and to unwind, the credit card bills that accumulate afterwards can sour memories of the trip.
Take the time to plan a vacation that will leave you with good memories instead of debt. Here are some tips to keep in mind while planning.
Take the time to plan a vacation that will leave you with good memories instead of debt. Here are some tips to keep in mind while planning.
What is the Best Time of Year to Buy a House?
No one wants to overpay for a home. But even with a great deal, purchasing a home is most likely one of the biggest purchases you’ll make. Utilizing tips to help you save is always a good idea, but there’s more to consider. Here are some helpful hints for trying to secure an advantage when purchasing your dream home.
Spot Unemployment Fraud: Top Red Flags to Watch For
Fraudulent unemployment claims have reached dramatic levels during the pandemic. Claims continue to rise across the United States, and Ohio is no exception. According to the Ohio Department of Job and Family Services, over 128,000 claims were filed in March of 2021. Of those 128,000 claims, at least 19,000 have been flagged as...
What are the Most Common Payroll Deductions?
Direct deposit is wonderful, but if you’re not taking the time to review your pay stub now and again, you could be missing crucial mistakes. Learn about common payroll deductions to help make sure you’re being paid all you deserve.
Debt Consolidation vs. Bankruptcy: What’s the Difference?
If you’ve racked up debt you’re now struggling to pay, it’s easy to feel like you don’t have good options to restore your financial stability and dig yourself out of this hole.
How Credit Inquiries Affect Your Credit Score
Did you know that every time you apply for credit, you could be impacting your credit score? Potential creditors or lenders check your credit history each time you apply for a new credit card or loan. Depending on the scenario and the inquiry, you could see a change in your credit score. Here’s a quick comparison of hard and...
6 Tips For Separating Your Business and Personal Finances
As a business owner, it’s important to establish a distinct separation between your personal finances and your business finances.
What is Account Takeover Fraud and How Can You Protect Yourself?
Fraudsters will stop at nothing to gain personal information, and when they succeed, the end result can be disastrous. One type of fraud that is gaining traction is account takeover fraud, or ATO. Account takeover fraud, also known as account compromise, occurs when a cyber-attacker gains control of a legitimate account.
IRA Options: How to Determine Which IRA is Right for You
Individual retirement accounts (IRAs) are a financial vehicle designed to help American workers save for their retirement. While these accounts are just one type of investment and savings solution that can be used to achieve retirement goals, they’re an important fixture for many consumers. IRAs come in a few different shapes...