Financial Fundamentals Blog

Credit scores are tricky. They’re essential for getting a credit card, loan or even an apartment, but if you don’t have a credit history, it can be hard to get any of these things. But how can you have a credit history when no one wants to give you credit in the first place? Let’s take a look at how to build up your credit so...

We tend to think of physical or mental health when focusing on well-being. But your financial wellness is just as important to focus on. In many cases, struggling with financial instability or debt can impact your mental health.

Financial stability ensures you have enough money to cover your bills, expenses, hobbies and other things without running out. It also means you can live the lifestyle that you truly want. Let’s explore how you can achieve financial stability while saving for your future.

Life can unexpectedly send a lot your way. Loss of a job, unexpected medical expenses—you never know what might arise. That’s especially true during a recession when finances are already tight.

Loss of income, unexpected medical or home expenses, and even a new job or child — life can send unexpected things your way, both stressful and wonderful. You want to make sure you’re as prepared as possible, no matter what.

Everyone has experienced inflation recently, whether it’s the rising price of food at the grocery store, an uptick in the cost of utilities, or higher premiums for other goods and services. Because of rising inflation rates, many are worried that the economy is headed toward a recession.

Identity theft is the use of another person’s personal information, such as their name, address and Social Security Number (SSN) for personal gain. Identity theft can create many problems for those affected, including a decline in credit scores and finances. Those affected by identity theft may feel anxiety about their future...