Financial Fundamentals Blog

The Advantages of a Credit Union Money Market Account

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Ready to meet your financial goals a little quicker? One of the options you may come across in your search for savings accounts is a money market account.

Top 6 Tips for Managing Your Debt

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Carrying debt can feel overwhelming, and the worst thing you can do when it starts to pile up is to ignore it. Even though your debts may seem insurmountable, you still have options for managing debt and getting things under control. Let’s take a look.

Pros and Cons of Money Market vs. Savings Accounts

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Money market versus savings accounts: What’s the difference? Which should you choose? At first glance, they may seem similar, but there are key differences that you should be aware of so you can make an informed decision based on your goals.

Investing in Tomorrow: Strategies for Long-Term Financial Stability

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Financial stability ensures you have enough money to cover your bills, expenses, hobbies and other things without running out. It also means you can live the lifestyle that you truly want. Let’s explore how you can achieve financial stability while saving for your future.

Cashless Convenience: The Pros of Embracing Debit Card Technology

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Many people have a debit card that they frequently use. Most people may not consider how beneficial it is and the debit card advantages that come with it, such as rewards and incentives. Today we’re exploring debit cards, security features and how to use digital banking tools to your advantage.

Interest Rate Trends: What's on the Horizon for Borrowers and Savers

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Increasing interest rates can create several challenges and opportunities for borrowers and savers. While this can seem overwhelming, knowing how to respond to the changing economy and be flexible can minimize these feelings and help you navigate changing finances a little easier.

Riding the Wave: How Interest Rates Impact Your Finances

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Inflation and rising interest rates can both create a lot of financial stress and put strain on your financial planning. Understanding how interest rates impact your finances and how to manage your debts throughout these times is essential.

Guarding Your Finances: A Deep Dive into Debit Card Security

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While using debit cards is a good practice to avoid credit card debt, the truth is that debit cards are just as vulnerable to theft as credit cards are and offer limited protection against fraud. Today, we’re digging into debit card security and what you can do to protect your finances.

Budgeting for Life: Strategies To Manage the Rising Cost of Living

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Budgeting is an important skill to have, especially as the cost of living increases. Having a solid budget and emergency fund will give you the tools you need to prepare for the unexpected and avoid running into financial trouble or debt. Let’s take a look at how you can navigate your finances as your cost of living fluctuates.

Elevate Your Finances With Short-Term Goals

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Short-term financial goals may seem self-explanatory, but sometimes the path to achieving them is not so clear-cut. Let’s take a look at short-term financial goals, how to make sure they’re achievable, and how to save for them.

Unveiling Key Differences Between Refinancing, Home Equity Loans, and HELOC

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One of the benefits of owning your home is the ability to tap into the equity built up in it in order to achieve your goals. But when you’re looking at refinancing versus a home equity loan versus a HELOC, how do you know the differences between them — or which is best for your situation? Today, we’re digging into the pros and...

Unlocking the Power of Financial Growth: A Comprehensive Guide To Certificates

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Let’s say you’re saving money toward a goal. Maybe that goal is retirement; perhaps it’s a new house; or maybe you’re planning on taking yourself on a well-deserved vacation.