Financial Fundamentals Blog

Deciding to buy your first home is an exciting prospect. You’ve dreamt about the number of bedrooms your family will need, the size of yard you want, and the other must-have features you can’t live without. 

Planning for the purchase of your own home is an exciting step. You’re likely thinking about how many rooms you want, the perfect-sized yard for your family, and the must-haves you need in your home. 

On top of having a large space with a backyard for your family, undoubtedly one of the greatest benefits of owning your own home is using the equity you’ve built up to fund other goals. The equity of your home is the amount of your house’s market value minus the amount owed. 

Are you considering purchasing your own home? Owning your own home is an exciting prospect. You’ve probably started thinking about how many rooms you want, the size of your kitchen, and if a garage is an important must-have or not.    Before getting started on planning what features you want your home to have and what you want...

Are you a new homeowner or considering buying your first home? As the 2022 tax deadline – April 18 – approaches, it’s important to know what tax benefits you can take advantage of on your returns so you can maximize your savings.  

  The housing market is on a hot stretch that has spanned the past several years, resulting in soaring home prices, increased market competition and more frustration for would-be homebuyers.   When you’re constantly getting outbid on homes you want to purchase, it’s easy to get frustrated and feel like there’s nothing you can...

Owning a home isn’t merely a dream that you achieve once you reach a certain age. For many prospective homebuyers, the decision to switch from renting to buying requires a lot of planning, saving and carefully waiting for the right time to invest in a place of your own.   While there’s no perfect answer as to when you should...

Ready to hit the housing market and find your new home? The formal process starts with applying for a mortgage, getting prequalified, locking in a rate and hitting the market in search of a home that fits within your budget.   Before you fill out that application, though, you’ll want to take care of some important housekeeping...

  Your first home is one of the biggest and most significant purchases you will ever make in your life. That first down payment is also one of the largest amounts of money you will ever have to save to afford a major purchase.   Saving for your first home by setting aside the money for this down payment can require years of...

Are you looking to save money? Why not start at home? The average Ohio family will spend an average of $1,300 on residential energy costs each year with a portion of the cost being wasted.

With some inexpensive changes, you may be able to save on your energy expenses. 
 

While the internet has become a staple in most people’s daily functions, it has provided another outlet for fraudsters. Over the last several years, wire transfer fraud has been on the rise, with billions of dollars lost. The internet makes wire transfer fraud easier to commit and harder to track.

Learn what you can do to protect yourself from money transfer schemes in the digital age.
 

No one wants to overpay for a home. But even with a great deal, purchasing a home is most likely one of the biggest purchases you’ll make. Utilizing tips to help you save is always a good idea, but there’s more to consider. Here are some helpful hints for trying to secure an advantage when purchasing your dream home.