Financial Fundamentals Blog

Mortgage Options: What to Consider Before Applying

  • Francesca Sacco
Ready to hit the housing market and find your new home? The formal process starts with applying for a mortgage, getting prequalified, locking in a rate and hitting the market in search of a home that fits within your budget.   Before you fill out that application, though, you’ll want to take care of some important housekeeping...

Saving for Your First Home: 5 Tips to Remember

  • Francesca Sacco
  Your first home is one of the biggest and most significant purchases you will ever make in your life. That first down payment is also one of the largest amounts of money you will ever have to save to afford a major purchase.   Saving for your first home by setting aside the money for this down payment can require years of...

Easy Tips to help you Save on Energy Expenses

  • Francesca Sacco
Are you looking to save money? Why not start at home? The average Ohio family will spend an average of $1,300 on residential energy costs each year with a portion of the cost being wasted.

With some inexpensive changes, you may be able to save on your energy expenses. 

Be Aware of Wire Transfer Fraud in Real Estate Transactions

  • Francesca Sacco
While the internet has become a staple in most people’s daily functions, it has provided another outlet for fraudsters. Over the last several years, wire transfer fraud has been on the rise, with billions of dollars lost. The internet makes wire transfer fraud easier to commit and harder to track.

Learn what you can do to protect yourself from money transfer schemes in the digital age.

The Best and Worst Times to Purchase a Home

  • Francesca Sacco
No one wants to overpay for a home. But even with a great deal, purchasing a home is most likely one of the biggest purchases you’ll make. Utilizing tips to help you save is always a good idea, but there’s more to consider. Here are some helpful hints for trying to secure an advantage when purchasing your dream home.