Financial Fundamentals Blog

Should I Refinance My Auto Loan?

  • 7 17 Staff
The holidays end, and the bills come due. Even if you budget well, the first few months of a new year always feel tight — especially now, when groceries and other goods and services are more expensive because of inflation. When your budget feels crunched, looking for ways to save money and shore up your finances makes sense. 

Should I Get My Car Loan Through a Credit Union or a Bank?

  • Francesca Sacco
  If you’re planning on buying a vehicle soon, you’re likely going to be seeking financing for that purchase. Eighty-five percent of all new car purchases in the United States, and 53% of all used car purchases, rely on some amount of financing to close the deal.   Financing can affect how much you end up paying for your...

Car Buying Options: Should You Buy New or Used?

  • Francesca Sacco
Most consumers view a vehicle purchase as a mix of meeting transportation needs while indulging in certain conveniences and fun features of whatever vehicle they purchase. Even though a car purchase is typically a necessity, it’s hard not to have your purchase influenced by your emotional impulses.   As you start your search...

6 Things to Consider Before Financing Your New Car

  • Francesca Sacco
When it’s time to buy a new vehicle, auto loans are a popular, low-cost financing option that increases your spending power without gouging your bank account with high interest rates.   Despite the convenience and affordability of auto financing, consumers should still approach financing carefully and make sure that their auto...