--- title: Unraveling money myths that could drain your wallet description: Explore our blog to debunk some of the top money myths and safeguard your wallet from costly mistakes. image: https://blog.717cu.com/hubfs/Unraveling-money-myths-that-could-drain-your-wallet.png --- [Skip to content](https://blog.717cu.com/resources/education/financial-education-blog/money-myths#main-content) [![person with a plus sign](https://blog.717cu.com/hubfs/Fonts/open-account.svg)Open an Account (opens in a new tab)](https://717cu.loanspq.com/apply.aspx?lenderref=717cu032823&list=XASACCPLVLHESTCB) ![pencil writing on paper](https://blog.717cu.com/hubfs/Fonts/apply-loan.svg)Apply for a Loan [Mortgage (opens in a new tab)](https://717cu.mortgagewebcenter.com/) [Other Loans (opens in a new tab)](https://717cu.loanspq.com/apply.aspx?lenderref=717cu032823&list=XASACCPLVLHESTCB) [Credit Cards (opens in a new tab)](https://717cu.loanspq.com/cc/CreditCard.aspx?lenderref=717cu032823) [![red and blue calendar outline](https://blog.717cu.com/hubfs/Fonts/schedule-appt-red.svg)Schedule Appointment (opens in a new tab)](https://717cu.coconutcalendar.com/service) Menu [Locations](https://www.717cu.com/about/connect/locations) [Contact](https://www.717cu.com/about/connect/contact-us) [Rates](https://www.717cu.com/resources/tools/rates) Submit search - [Open an Account (opens in a new tab)](https://717cu.loanspq.com/apply.aspx?lenderref=717cu032823&list=XASACCPLVLHESTCB) - [Apply for a Mortgage Loan (opens in a new tab)](https://717cu.mortgagewebcenter.com/) - [Apply for Other Loans (opens in a new tab)](https://717cu.loanspq.com/apply.aspx?lenderref=717cu032823&list=XASACCPLVLHESTCB) - [Apply for Credit Cards (opens in a new tab)](https://717cu.loanspq.com/cc/CreditCard.aspx?lenderref=717cu032823) - [Personal](https://www.717cu.com/personal) - Checking & Savings - [Checking](https://www.717cu.com/personal/checking-savings/checking) - [Rewards Debit Card](https://www.717cu.com/personal/checking-savings/rewards-debit-card) - [Youth Accounts](https://www.717cu.com/personal/checking-savings/youth-accounts) - [Savings](https://www.717cu.com/personal/checking-savings/savings) - [Certificates](https://www.717cu.com/personal/checking-savings/certificates) - [IRAs](https://www.717cu.com/personal/checking-savings/iras) - [Money Market](https://www.717cu.com/personal/checking-savings/money-market) - [NCUA Insurance](https://www.717cu.com/personal/checking-savings/ncua-insurance) - Loans - [Visa® Rewards Credit Card](https://www.717cu.com/personal/loans/visa-rewards-credit-card) - [Home Loans](https://www.717cu.com/personal/loans/home-loans) - [Home Equity Loans & Lines](https://www.717cu.com/personal/loans/home-equity-loans-lines) - [Home Improvement Loans](https://www.717cu.com/personal/loans/home-improvement-loans) - [Auto Loans](https://www.717cu.com/personal/loans/auto-loans) - [Other Vehicle Loans](https://www.717cu.com/personal/loans/other-vehicle-loans) - [Personal Loans](https://www.717cu.com/personal/loans/personal-loans) - [Loan Refinancing](https://www.717cu.com/personal/loans/loan-refinancing) - [Loan Servicing](https://www.717cu.com/personal/loans/loan-servicing) - [Loan Protection](https://www.717cu.com/personal/loans/loan-protection) - Investments & Insurance - [Retirement and Investment Services](https://www.717cu.com/personal/investments-insurance/retirement-and-investment-services) - [Insurance](https://www.717cu.com/personal/investments-insurance/insurance) - Services - [Online Banking](https://www.717cu.com/personal/services/online-banking) - [Mobile Banking](https://www.717cu.com/personal/services/mobile-banking) - [Account Alerts](https://www.717cu.com/personal/services/account-alerts) - [Digital Wallets](https://www.717cu.com/personal/services/digital-wallets) - [eStatements](https://www.717cu.com/personal/services/estatements) - [Telephone Banking](https://www.717cu.com/personal/services/telephone-banking) - [Visa Account Updater](https://www.717cu.com/personal/services/visa-account-updater) - [Member Medicare Solutions](https://www.717cu.com/personal/services/member-medicare-solutions) - [Direct Deposit & Payroll Deduction](https://www.717cu.com/personal/services/direct-deposit-payroll-deduction) - [Transfers and Payments](https://www.717cu.com/personal/services/ach-transfers) - [Notary & Signature Services](https://www.717cu.com/personal/services/notary-signature-services) - [Business](https://www.717cu.com/business) - Checking & Savings - [Business Checking](https://www.717cu.com/business/checking-savings/business-checking) - [Business Debit Card](https://www.717cu.com/business/checking-savings/business-debit-card) - [Business Savings](https://www.717cu.com/business/checking-savings/business-savings) - [Business Money Market](https://www.717cu.com/business/checking-savings/business-money-market) - [Beneficial Owner](https://www.717cu.com/business/checking-savings/beneficial-owner) - Business Loans - [Commercial Mortgages](https://www.717cu.com/business/business-loans/commercial-mortgages) - [Term Loans](https://www.717cu.com/business/business-loans/term-loans) - [Credit Lines](https://www.717cu.com/business/business-loans/credit-lines) - [Business Visa® Platinum Credit Card](https://www.717cu.com/business/business-loans/business-visa-platinum-credit-card) - [How to Obtain a Business Loan](https://www.717cu.com/business/business-loans/how-to-obtain-a-business-loan) - [PPP Loan Forgiveness](https://www.717cu.com/business/business-loans/ppp-loan-forgiveness) - Services - [Online Banking](https://www.717cu.com/personal/services/online-banking) - [Mobile Banking](https://www.717cu.com/personal/services/mobile-banking) - [eStatements](https://www.717cu.com/personal/services/estatements) - [Small Business Payments](https://www.717cu.com/business/services/small-business-payments) - [Merchant Services](https://www.717cu.com/business/services/merchant-services) - [Small Business Center](https://www.717cu.com/business/services/small-business-center) - Expertise - [The Business Team](https://www.717cu.com/business/expertise/the-business-team) - [Resources](https://www.717cu.com/resources) - Tools - [Calculators](https://www.717cu.com/resources/tools/calculators) - [Rates](https://www.717cu.com/resources/tools/rates) - [Frequently Asked Questions](https://www.717cu.com/resources/tools/faqs) - [Forms & Disclosures](https://www.717cu.com/resources/tools/forms-disclosures) - [Money Management](https://www.717cu.com/personal/services/online-banking/money-management) - Education - [KOFE Financial Education](https://www.717cu.com/resources/education/kofe-financial-education) - [Financial Fundamentals Blog (opens in a new tab)](https://blog.717cu.com/resources/education/financial-education-blog?__hstc=234217473.5ce5ca83aec94dc370482447a8eb1769.1663874974684.1663874974684.1665604044292.2&__hssc=234217473.5.1665604044292&__hsfp=1364930272) - [Life Events](https://www.717cu.com/resources/education/life-events) - [Identity Theft & Fraud](https://www.717cu.com/resources/education/identity-theft-fraud) - [Financial Glossary](https://www.717cu.com/resources/education/financial-glossary) - [Sensitive Accounts](https://www.717cu.com/resources/education/sensitive-accounts) - [Elder Financial Exploitation](https://www.717cu.com/resources/education/elder-financial-exploitation) - [Avoiding the Monthly Service Fee](https://www.717cu.com/resources/education/avoiding-the-monthly-service-fee) - [Scholarships](https://www.717cu.com/resources/education/scholarships) - [About](https://www.717cu.com/about) - Connect - [Let's Start a Conversation](https://www.717cu.com/about/connect/start-a-conversation) - [Contact Us](https://www.717cu.com/about/connect/contact-us) - [Locations, PTMs & ATMs](https://www.717cu.com/about/connect/locations) - [Personal Teller Machines](https://www.717cu.com/about/connect/personal-teller-machines) - [Routing Number](https://www.717cu.com/about/connect/routing-number) - Explore - [Our Story](https://www.717cu.com/about/explore/our-story) - [Community Support](https://www.717cu.com/about/explore/community-support) - [Privacy Policy](https://www.717cu.com/privacy) - [Careers](https://www.717cu.com/about/explore/careers) - [Diversity](https://www.717cu.com/about/explore/diversity) - [Commercials](https://www.717cu.com/about/explore/commercials) - [Annual Report](https://www.717cu.com/about/explore/annual-report) - Membership - [Member Benefits](https://www.717cu.com/about/membership/member-benefits) - [Become a Member](https://www.717cu.com/about/membership/become-a-member) - [Our Partners](https://www.717cu.com/about/membership/our-partners) - What's New - [News](https://www.717cu.com/about/whats-new/news) - [Newsletters](https://www.717cu.com/about/whats-new/newsletter) - [Holiday Schedule](https://www.717cu.com/about/whats-new/holiday-schedule) - [Personal](https://www.717cu.com/personal) - [Business](https://www.717cu.com/business) - [Resources](https://www.717cu.com/resources) - [About](https://www.717cu.com/about) [Locations](https://www.717cu.com/about/connect/locations) [Contact](https://www.717cu.com/about/connect/contact-us) [Rates](https://www.717cu.com/resources/tools/rates) [Search](https://blog.717cu.com/resources/education/financial-education-blog/money-myths#search-panel) [Download our Mobile App for the best experience ![](https://blog.717cu.com/Images/app-icon.png?v=f_ntFbV5mVaNH-Hg_hwIdmzDKApJs_w2vKKvDeaq6Zo)](https://www.717cu.com/personal/services/mobile-banking/mobile-banking-app) Online Banking Login Notice Enroll [Forgot Username/Password (opens in a new tab)](https://www.sscuonline.net/dbank/live/app/authUpdate) Financial Fundamentals Blog - [Home](https://www.717cu.com/) - [Resources](https://www.717cu.com/Resources) - Education - [Financial Fundamentals Blog](https://blog.717cu.com/resources/education/financial-education-blog) - **Unraveling money myths that could drain your wallet** [Back to Blog](https://blog.717cu.com/resources/education/financial-education-blog) - January 2, 2024 - 7 17 Staff - [See all posts in Money-Saving Tips](https://blog.717cu.com/resources/education/financial-education-blog/tag/money-saving-tips) # Unraveling money myths that could drain your wallet ![Serious young woman engaged in money management, diligently checking her bills and paychecks for effective financial planning.](https://blog.717cu.com/hs-fs/hubfs/Unraveling-money-myths-that-could-drain-your-wallet.png?width=1160&height=580&name=Unraveling-money-myths-that-could-drain-your-wallet.png)   Navigating your personal finances can be confusing, especially when there’s misinformation floating around. Following bad advice can negatively affect your financial health. Here are some of the top money myths debunked. **Myth 1. All debt is bad.** While it’s true that carrying a balance on your credit card or a high-interest loan can cost a significant amount in the long run, not all debt is bad. In fact, certain debt like mortgages and student loans can help you move forward and achieve goals. Plus, the interest rates on mortgages and student loans are typically lower than those on personal loans or credit cards, and the interest may be tax deductible. Regardless of the kind of debt you take on, make sure you shop around for the best interest rates and never borrow more than you can afford to pay back on time. **Myth 2. Credit cards can only cause financial trouble. **Credit cards can be dangerous if you use them to purchase items you can’t afford or readily repay. But if you avoid carrying a balance and pay your bills on time, they can help you build a solid credit score. Credit cards also offer greater liability protection than cash or debit cards. **Myth 3. You must carry a credit card balance to improve your credit score. **While you do need credit to build credit, you don’t have to incur credit card debt in the process. Start by making small purchases and paying them off in full each month. Not only will you boost your credit, but you’ll save hundreds in interest. **Myth 4. I don’t earn enough to save. **While there are cases where this is true, most people simply neglect to pay themselves first. While you may have the best intentions by waiting until the end of the month to pull money into your savings, it just doesn’t work. Set up auto-deposits to have money moved into your savings account as soon as you get paid. You can’t spend money you don’t have. Don’t be afraid to review your spending habits, either. Review your monthly subscriptions to see if there’s one or more you can live without, or try making your morning cup of coffee at home. Small sacrifices can make a big difference. **Myth 5. My partner manages our money, so I don’t need to worry about it. **Money fights are the second leading cause of divorce behind infidelity. Never leave an important aspect of your life entirely in the hands of one person. Even the most trust worthiest individuals make mistakes. Make it a point to regularly communicate about family finances. Leaving the finances to one person is a lot of work and is something that is meant to be shared in a relationship. **Myth 6. I don’t need an emergency fund. I have credit cards. **Credit cards can work for a one-time emergency like a major car repair, but you can’t live off a credit card for months if you were to lose your job. Financial advisors offer this rule of thumb: set up an emergency fund with enough money to sustain your living expenses for at least six months. For people living paycheck to paycheck, this might not be possible, especially without neglecting other important goals like paying down debt or saving for retirement. So here’s another suggestion: shoot for a starter emergency fund of $500. Not only is it easier to stash away, but it covers most small repairs or insurance deductibles.   [![New call-to-action](https://no-cache.hubspot.com/cta/default/6651257/bb42822b-42b7-4f0a-8716-2d7f847a00b3.png)](https://cta-redirect.hubspot.com/cta/redirect/6651257/bb42822b-42b7-4f0a-8716-2d7f847a00b3) These are just a small representation of money myths. For more ways to avoid widespread financials myths, visit: [https://www.listenmoneymatters.com/top-10-money-myths/](https://www.listenmoneymatters.com/top-10-money-myths/) [https://www.fidelity.com/viewpoints/personal-finance/6-money-myths](https://www.fidelity.com/viewpoints/personal-finance/6-money-myths) [https://www.policygenius.com/blog/happy-friday-the-13th-debunking-major-money-myths/](https://www.policygenius.com/blog/happy-friday-the-13th-debunking-major-money-myths/) [https://www.investopedia.com/articles/basics/08/financial-myths.asp](https://www.investopedia.com/articles/basics/08/financial-myths.asp)         Share this Article: [![Share on Facebook](https://static.hubspot.com/final/img/common/icons/social/facebook-24x24.png)](http://www.facebook.com/share.php?u=https%3A%2F%2Fblog.717cu.com%2Fresources%2Feducation%2Ffinancial-education-blog%2Fmoney-myths%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on LinkedIn](https://static.hubspot.com/final/img/common/icons/social/linkedin-24x24.png)](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fblog.717cu.com%2Fresources%2Feducation%2Ffinancial-education-blog%2Fmoney-myths%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on Twitter](https://blog.717cu.com/hs-fs/hubfs/2022%20Website%20Refresh/twitter-x-37x37.png?width=24&name=twitter-x-37x37.png)](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Fblog.717cu.com%2Fresources%2Feducation%2Ffinancial-education-blog%2Fmoney-myths%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2Fblog.717cu.com%2Fresources%2Feducation%2Ffinancial-education-blog%2Fmoney-myths%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=Unraveling%20money%20myths%20that%20could%20drain%20your%20wallet) ### Subscribe to the 7 17 Credit Union Blog ### Categories: - [7 17 Credit Union (46)](https://blog.717cu.com/resources/education/financial-education-blog/tag/7-17-credit-union) - [Auto Loans (6)](https://blog.717cu.com/resources/education/financial-education-blog/tag/auto-loans) - [Budgeting (61)](https://blog.717cu.com/resources/education/financial-education-blog/tag/budgeting) - [Business (6)](https://blog.717cu.com/resources/education/financial-education-blog/tag/business) - [Charitable Giving (1)](https://blog.717cu.com/resources/education/financial-education-blog/tag/charitable-giving) - [Checking Accounts (5)](https://blog.717cu.com/resources/education/financial-education-blog/tag/checking-accounts) - [COVID-19 (7)](https://blog.717cu.com/resources/education/financial-education-blog/tag/covid-19) - [Credit Cards (6)](https://blog.717cu.com/resources/education/financial-education-blog/tag/credit-cards) - [Credit Report (16)](https://blog.717cu.com/resources/education/financial-education-blog/tag/credit-report) - [Debt Consolidation (5)](https://blog.717cu.com/resources/education/financial-education-blog/tag/debt-consolidation) - [Digital Wallets (5)](https://blog.717cu.com/resources/education/financial-education-blog/tag/digital-wallets) - [e-Statement (1)](https://blog.717cu.com/resources/education/financial-education-blog/tag/e-statement) - [Financial Literacy Month (5)](https://blog.717cu.com/resources/education/financial-education-blog/tag/financial-literacy-month) - [Financial Security (10)](https://blog.717cu.com/resources/education/financial-education-blog/tag/financial-security) - [Fraud and Identity Theft (26)](https://blog.717cu.com/resources/education/financial-education-blog/tag/fraud-and-identity-theft) - [HELOC (4)](https://blog.717cu.com/resources/education/financial-education-blog/tag/heloc) - [Holiday Shopping (1)](https://blog.717cu.com/resources/education/financial-education-blog/tag/holiday-shopping) - [Home Equity Line Of Credit (3)](https://blog.717cu.com/resources/education/financial-education-blog/tag/home-equity-line-of-credit) - [KOFE (17)](https://blog.717cu.com/resources/education/financial-education-blog/tag/kofe) - [Life Events (48)](https://blog.717cu.com/resources/education/financial-education-blog/tag/life-events) - [Money-Saving Tips (57)](https://blog.717cu.com/resources/education/financial-education-blog/tag/money-saving-tips) - [Other Vehicle Loans (1)](https://blog.717cu.com/resources/education/financial-education-blog/tag/other-vehicle-loans) - [Personal Loan (1)](https://blog.717cu.com/resources/education/financial-education-blog/tag/personal-loan) - [Purchasing a Home (13)](https://blog.717cu.com/resources/education/financial-education-blog/tag/purchasing-a-home) - [Scholarships (4)](https://blog.717cu.com/resources/education/financial-education-blog/tag/scholarships) - [Tax Tips (4)](https://blog.717cu.com/resources/education/financial-education-blog/tag/tax-tips) See all ## Related Articles ### [How to Manage Your Money Wisely](https://blog.717cu.com/resources/education/financial-education-blog/how-to-manage-your-money-wisely) - July 7, 2025 - 7 17 Staff - [See all posts in Budgeting](https://blog.717cu.com/resources/education/financial-education-blog/tag/budgeting) - [See all posts in Money-Saving Tips](https://blog.717cu.com/resources/education/financial-education-blog/tag/money-saving-tips) ### [What Are the Financial Benefits of Working from Home?](https://blog.717cu.com/resources/education/financial-education-blog/financial-benefits-of-working-from-home) - March 13, 2025 - 7 17 Staff - [See all posts in 7 17 Credit Union](https://blog.717cu.com/resources/education/financial-education-blog/tag/7-17-credit-union) - [See all posts in Money-Saving Tips](https://blog.717cu.com/resources/education/financial-education-blog/tag/money-saving-tips) ### [How to Budget for a Vacation Without Breaking the Bank](https://blog.717cu.com/resources/education/financial-education-blog/vacation-budgeting) - March 13, 2025 - Francesca Sacco - [See all posts in Budgeting](https://blog.717cu.com/resources/education/financial-education-blog/tag/budgeting) - [See all posts in Money-Saving Tips](https://blog.717cu.com/resources/education/financial-education-blog/tag/money-saving-tips) ### Subscribe to the 7 17 Credit Union Blog ### Categories - [7 17 Credit Union (46)](https://blog.717cu.com/resources/education/financial-education-blog/tag/7-17-credit-union) - [Auto Loans (6)](https://blog.717cu.com/resources/education/financial-education-blog/tag/auto-loans) - [Budgeting (61)](https://blog.717cu.com/resources/education/financial-education-blog/tag/budgeting) - [Business (6)](https://blog.717cu.com/resources/education/financial-education-blog/tag/business) - [Charitable Giving (1)](https://blog.717cu.com/resources/education/financial-education-blog/tag/charitable-giving) - [Checking Accounts (5)](https://blog.717cu.com/resources/education/financial-education-blog/tag/checking-accounts) - [COVID-19 (7)](https://blog.717cu.com/resources/education/financial-education-blog/tag/covid-19) - [Credit Cards (6)](https://blog.717cu.com/resources/education/financial-education-blog/tag/credit-cards) - [Credit Report (16)](https://blog.717cu.com/resources/education/financial-education-blog/tag/credit-report) - [Debt Consolidation (5)](https://blog.717cu.com/resources/education/financial-education-blog/tag/debt-consolidation) - [Digital Wallets (5)](https://blog.717cu.com/resources/education/financial-education-blog/tag/digital-wallets) - [e-Statement (1)](https://blog.717cu.com/resources/education/financial-education-blog/tag/e-statement) - [Financial Literacy Month (5)](https://blog.717cu.com/resources/education/financial-education-blog/tag/financial-literacy-month) - [Financial Security (10)](https://blog.717cu.com/resources/education/financial-education-blog/tag/financial-security) - [Fraud and Identity Theft (26)](https://blog.717cu.com/resources/education/financial-education-blog/tag/fraud-and-identity-theft) - [HELOC (4)](https://blog.717cu.com/resources/education/financial-education-blog/tag/heloc) - [Holiday Shopping (1)](https://blog.717cu.com/resources/education/financial-education-blog/tag/holiday-shopping) - [Home Equity Line Of Credit (3)](https://blog.717cu.com/resources/education/financial-education-blog/tag/home-equity-line-of-credit) - [KOFE (17)](https://blog.717cu.com/resources/education/financial-education-blog/tag/kofe) - [Life Events (48)](https://blog.717cu.com/resources/education/financial-education-blog/tag/life-events) - [Money-Saving Tips (57)](https://blog.717cu.com/resources/education/financial-education-blog/tag/money-saving-tips) - [Other Vehicle Loans (1)](https://blog.717cu.com/resources/education/financial-education-blog/tag/other-vehicle-loans) - [Personal Loan (1)](https://blog.717cu.com/resources/education/financial-education-blog/tag/personal-loan) - [Purchasing a Home (13)](https://blog.717cu.com/resources/education/financial-education-blog/tag/purchasing-a-home) - [Scholarships (4)](https://blog.717cu.com/resources/education/financial-education-blog/tag/scholarships) - [Tax Tips (4)](https://blog.717cu.com/resources/education/financial-education-blog/tag/tax-tips) See all Respectfully. Yours. [Become a Member](https://www.717cu.com/about/membership/become-a-member) [Contact Us](https://www.717cu.com/about/connect/contact-us) [Locations, PTMs & ATMs](https://www.717cu.com/about/connect/locations) 7 17 Credit Union 3181 Larchmont Ave NE Warren, OH 44483 Phone: 800-775-7741 Routing Number: 241282849 [(opens in a new tab)](https://www.facebook.com/717cu) [(opens in a new tab)](https://x.com/717cu) [(opens in a new tab)](https://www.instagram.com/717creditunion/) [(opens in a new tab)](https://www.linkedin.com/company/717cu) [(opens in a new tab)](https://www.youtube.com/user/sevenseventeencu) - Get Started - [Open an Account (opens in a new tab)](https://717cu.loanspq.com/apply.aspx?lenderref=717cu032823&list=XASACCPLVLHESTCB) - [Schedule an Appointment (opens in a new tab)](https://717cu.coconutcalendar.com/service) - [View Current Rates](https://www.717cu.com/resources/tools/rates) - [Careers](https://www.717cu.com/about/explore/careers) - Apply for a Loan - [Mortgages (opens in a new tab)](https://717cu.mortgagewebcenter.com/Account/Login?ReturnUrl=%2fApplyNow&_ga=2.252254721.967274271.1663012043-639871674.1659021833&_gl=1*tjc8ub*_ga*NjM5ODcxNjc0LjE2NTkwMjE4MzM.*_ga_HXKHCYPXRE*MTY2MzAxMjA0My4yOC4xLjE2NjMwMTI4NDguMC4wLjA.) - [Other Loans (opens in a new tab)](https://717cu.loanspq.com/apply.aspx?lenderref=717cu032823&list=XASACCPLVLHESTCB) - [Credit Cards (opens in a new tab)](https://717cu.loanspq.com/cc/CreditCard.aspx?lenderref=717cu032823) 7 17 Credit Union is a local, community-minded credit union in Ohio offering valuable personal and business banking solutions including checking accounts, savings accounts, auto loans, mortgages, home equity loans, HELOCs, credit and debit cards and much more. Bank online, with our mobile app, or visit one of our conveniently located branches in [Austintown](https://www.717cu.com/about/connect/locations/austintown-branch), [Boardman](https://www.717cu.com/about/connect/locations/boardman-branch), [Canfield](https://www.717cu.com/about/connect/locations/canfield-branch), [Canton](https://www.717cu.com/about/connect/locations/canton-branch), [Cortland](https://www.717cu.com/about/connect/locations/cortland-branch), [Howland](https://www.717cu.com/about/connect/locations/howland-branch), [Hubbard](https://www.717cu.com/about/connect/locations/hubbard-branch), [Kent](https://www.717cu.com/about/connect/locations/kent-branch), [Ravenna](https://www.717cu.com/about/connect/locations/ravenna-branch), [Vienna](https://www.717cu.com/about/connect/locations/vienna-branch), [Warren (Downtown)](https://www.717cu.com/about/connect/locations/downtown-warren-branch), and [Warren (Larchmont)](https://www.717cu.com/about/connect/locations/warren-larchmont-branch). [![Download on the App Store](https://blog.717cu.com/hubfs/2022%20Website%20Refresh/app-store.svg?v=TJrQMXGMiczZ7osFYSbZ9gvNaPWbkz57vG8kWJr3jIE) (opens in a new tab)](https://apps.apple.com/us/app/seven-seventeen-credit-union/id889955170) [![Get it on Google Play](https://blog.717cu.com/hubfs/2022%20Website%20Refresh/google-play.svg?v=bTO_h4fZa_i12-VduZXDF9AScu7nma0-cAmzocKn2QA) (opens in a new tab)](https://play.google.com/store/apps/details?id=com.ifs.banking.fiid1141) [![Equal Housing Lender](https://blog.717cu.com/hubfs/2022%20Website%20Refresh/ehl.svg)](https://www.717cu.com/resources/tools/forms-disclosures/fair-housing-notice) [![NCUA](https://blog.717cu.com/hubfs/2022%20Website%20Refresh/ncua.svg)](https://www.ncua.gov/Pages/default.aspx) 7 17 Credit Union is federally insured by the National Credit Union Administration. © 2026 7 17 Credit Union. All rights reserved. [Sitemap](https://www.717cu.com/sitemap) [Privacy Policy](https://www.717cu.com/privacy) [Website Accessibility](https://www.717cu.com/website-accessibility) Site Designed by [ZAG Interactive (opens in a new tab)](https://www.zaginteractive.com) Login Alert Title (optional) Close Lorem ipsum is simply [dummy text](http://#) of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. You are about to leave the 7 17 website Close 7 17 Credit Union does not own or operate the linked website and is not responsible for the content of the website. 7 17 does not make any guarantees or endorsements of products that may be available on the linked website. 7 17 does not represent either you or the other party if you enter into a transaction on the website. Privacy and security policies may differ from those practiced by 7 17. Continue Submit search