Financial Fundamentals Blog

Holiday Season Fraud Prevention

  • Francesca Sacco
Holiday shopping is in full swing, and with it comes the increased potential to fall victim to holiday season fraud. Keep your safety and security a priority by unwrapping our fraud prevention tips below.

How to get the most out of Black Friday

  • Francesca Sacco
Black Friday is one of the biggest shopping days of the year, and an ideal time to score deals on items on your shopping list. But this year, product shortages and longer delivery times are likely to create some hurdles. Shoppers may experience problems getting all the items on their list, especially if you wait to make your...

6 College Saving Plans for Future Ohio Grads

  • Francesca Sacco
  The rising cost of college is a perennial concern for high school grads and their families. For Ohio residents looking to attend The Ohio State University, tuition and other costs have risen to more than $27,000 per year — or well over $100,000 for a four-year degree.   The costs at local private schools or many public and...

October is National Cybersecurity Awareness Month

  • Francesca Sacco
October is national Cybersecurity Awareness Month. In our ultra-connected world, it seems like cybercriminals and malicious links creep around every corner. News stories of ransomware attacks and data breaches costing millions of dollars fly past our news and social media feeds almost constantly.

How to make a budget for holiday spending

  • Francesca Sacco
The holidays are right around the corner, and while its’s a joyous time filled with family and friends, the holidays can also be expensive. Gifts, traveling and entertaining can certainly take a toll on your wallet.

Debt Consolidation vs. Bankruptcy: What’s the Difference?

  • Francesca Sacco
  If you’ve racked up debt you’re now struggling to pay, it’s easy to feel like you don’t have good options to restore your financial stability and dig yourself out of this hole.   Whether it’s medical debt, consumer debt or a mix of different kinds of debt you’re unable to pay, it’s important to remember that even when your...

Should I Get My Car Loan Through a Credit Union or a Bank?

  • Francesca Sacco
 

Car Buying Options: Should You Buy New or Used?

  • Francesca Sacco
Most consumers view a vehicle purchase as a mix of meeting transportation needs while indulging in certain conveniences and fun features of whatever vehicle they purchase. Even though a car purchase is typically a necessity, it’s hard not to have your purchase influenced by your emotional impulses.   As you start your search...

How Much Do I Need to Save To Retire? (+ Calculator)

  • Francesca Sacco
  For many individuals and households, the ultimate financial goal is saving for retirement and achieving financial security by building net worth throughout your working years.   But when planning out your finances years and decades into the future, it’s difficult to account for every variable you might face. From medical...

7 Tips for Building Net Worth Over Time

  • Francesca Sacco
  If you’re serious about building financial stability and long-term security, then you’re probably looking for ways to grow your net worth.   While a steady income is the root of all financial security, your net worth also reflects your ability to achieve long-term financial goals and overcome unforeseen financial obstacles....

7 Financial Lessons to Teach Your Kids

  • Francesca Sacco
  Parents have a lot of aspirations when choosing what lessons and skills they plan to teach their children. But if money management and other financial lessons aren’t near the top of that list, they should be.   Although children are too young to earn an income and pay their bills, childhood is a time when many financial...

Tips to separate your personal and business finances

  • Francesca Sacco
As a business owner, it’s important to establish a distinct separation between your personal finances and your business finances.