Financial Fundamentals Blog

  As soon as you start your business and are ready to accept and spend money, you should open a business checking account. It’s an important step to take because you want to make sure your business and personal accounts are separate. This helps you better determine how much your business is spending and receiving. Let’s take a...

  If you own a business, you may be wondering if it’s worth it to have a separate business checking account. It may seem easier to just use a personal checking account for your business purposes to avoid fees. However, there are certain risks associated with this approach. Let’s explore the ins and outs of this type of checking...

  We all have ideas of what we want our retirement to look like. We have the ideal picture of where we want to be, what we want to do, and what we want to see. But you need to make sure you’re prepared for those things.

  You have big dreams for your home. Maybe you want to replace your roof, remodel your kitchen, or expand your entertainment spaces. No matter how large or small your home improvement goals are, you need a way to make your dreams a reality.

  As a business owner, it’s important to establish a distinct separation between your personal finances and your business finances.

  Fraudsters will stop at nothing to gain personal information, and when they succeed, the end result can be disastrous. One type of fraud that is gaining traction is account takeover fraud, or ATO. Account takeover fraud, also known as account compromise, occurs when a cyber-attacker gains control of a legitimate account.

  Individual retirement accounts (IRAs) are a financial vehicle designed to help American workers save for their retirement. While these accounts are just one type of investment and savings solution that can be used to achieve retirement goals, they’re an important fixture for many consumers. IRAs come in a few different shapes...

If you’ve never been a member of a credit union before, you might have questions about how these financial institutions differ from traditional banks and whether or not they offer the same services as for-profit banks.

No one wants to overpay for a home. But even with a great deal, purchasing a home is most likely one of the biggest purchases you’ll make. Utilizing tips to help you save is always a good idea, but there’s more to consider. Here are some helpful hints for trying to secure an advantage when purchasing your dream home.

The holiday season is one of the most popular times of the year to get engaged. In fact, 40 percent of proposals happen between Thanksgiving and New Year’s Day. If you’re one of those lucky couples, you’re probably asking yourself, “how do we pay for all of this?” Don’t worry. We’ve got you covered with a few tips on how to create a wedding budget that won’t break the bank.

  For many individuals and households, the ultimate financial goal is saving for retirement and achieving financial security by building net worth throughout your working years.

  *This is the second installment of a three-part blog series focusing on digital wallets. Check back for more information.