--- title: "Specialized Loans: Why a Smaller Loan Can Really Make a Big Difference" description: Learn how a small specialized loan can make a difference in your budget during times of inflation. image: https://blog.717cu.com/hubfs/AdobeStock_534305974.jpeg --- [Skip to content](https://blog.717cu.com/resources/education/financial-education-blog/specialized-loans-why-a-smaller-loan-can-really-make-a-big-difference#main-content) [![person with a plus sign](https://blog.717cu.com/hubfs/Fonts/open-account.svg)Open an Account (opens in a new tab)](https://717cu.loanspq.com/apply.aspx?lenderref=717cu032823&list=XASACCPLVLHESTCB) ![pencil writing on paper](https://blog.717cu.com/hubfs/Fonts/apply-loan.svg)Apply for a Loan [Mortgage (opens in a new tab)](https://717cu.mortgagewebcenter.com/) [Other Loans (opens in a new tab)](https://717cu.loanspq.com/apply.aspx?lenderref=717cu032823&list=XASACCPLVLHESTCB) [Credit Cards (opens in a new tab)](https://717cu.loanspq.com/cc/CreditCard.aspx?lenderref=717cu032823) [![red and blue calendar outline](https://blog.717cu.com/hubfs/Fonts/schedule-appt-red.svg)Schedule Appointment (opens in a new tab)](https://717cu.coconutcalendar.com/service) Menu [Locations](https://www.717cu.com/about/connect/locations) [Contact](https://www.717cu.com/about/connect/contact-us) [Rates](https://www.717cu.com/resources/tools/rates) Submit search - [Open an Account (opens in a new tab)](https://717cu.loanspq.com/apply.aspx?lenderref=717cu032823&list=XASACCPLVLHESTCB) - [Apply for a Mortgage Loan (opens in a new tab)](https://717cu.mortgagewebcenter.com/) - [Apply for Other Loans (opens in a new tab)](https://717cu.loanspq.com/apply.aspx?lenderref=717cu032823&list=XASACCPLVLHESTCB) - [Apply for Credit Cards (opens in a new tab)](https://717cu.loanspq.com/cc/CreditCard.aspx?lenderref=717cu032823) - [Personal](https://www.717cu.com/personal) - Checking & Savings - [Checking](https://www.717cu.com/personal/checking-savings/checking) - [Rewards Debit Card](https://www.717cu.com/personal/checking-savings/rewards-debit-card) - [Youth Accounts](https://www.717cu.com/personal/checking-savings/youth-accounts) - [Savings](https://www.717cu.com/personal/checking-savings/savings) - [Certificates](https://www.717cu.com/personal/checking-savings/certificates) - [IRAs](https://www.717cu.com/personal/checking-savings/iras) - [Money Market](https://www.717cu.com/personal/checking-savings/money-market) - [NCUA Insurance](https://www.717cu.com/personal/checking-savings/ncua-insurance) - Loans - [Visa® Rewards Credit Card](https://www.717cu.com/personal/loans/visa-rewards-credit-card) - [Home Loans](https://www.717cu.com/personal/loans/home-loans) - [Home Equity Loans & Lines](https://www.717cu.com/personal/loans/home-equity-loans-lines) - [Home Improvement Loans](https://www.717cu.com/personal/loans/home-improvement-loans) - [Auto Loans](https://www.717cu.com/personal/loans/auto-loans) - [Other Vehicle Loans](https://www.717cu.com/personal/loans/other-vehicle-loans) - [Personal Loans](https://www.717cu.com/personal/loans/personal-loans) - [Loan Refinancing](https://www.717cu.com/personal/loans/loan-refinancing) - [Loan Servicing](https://www.717cu.com/personal/loans/loan-servicing) - [Loan Protection](https://www.717cu.com/personal/loans/loan-protection) - Investments & Insurance - [Retirement and Investment Services](https://www.717cu.com/personal/investments-insurance/retirement-and-investment-services) - [Insurance](https://www.717cu.com/personal/investments-insurance/insurance) - Services - [Online Banking](https://www.717cu.com/personal/services/online-banking) - [Mobile Banking](https://www.717cu.com/personal/services/mobile-banking) - [Account Alerts](https://www.717cu.com/personal/services/account-alerts) - [Digital Wallets](https://www.717cu.com/personal/services/digital-wallets) - [eStatements](https://www.717cu.com/personal/services/estatements) - [Telephone Banking](https://www.717cu.com/personal/services/telephone-banking) - [Visa Account Updater](https://www.717cu.com/personal/services/visa-account-updater) - [Member Medicare Solutions](https://www.717cu.com/personal/services/member-medicare-solutions) - [Direct Deposit & Payroll Deduction](https://www.717cu.com/personal/services/direct-deposit-payroll-deduction) - [Transfers and Payments](https://www.717cu.com/personal/services/ach-transfers) - [Notary & Signature Services](https://www.717cu.com/personal/services/notary-signature-services) - [Business](https://www.717cu.com/business) - Checking & Savings - [Business Checking](https://www.717cu.com/business/checking-savings/business-checking) - [Business Debit Card](https://www.717cu.com/business/checking-savings/business-debit-card) - [Business Savings](https://www.717cu.com/business/checking-savings/business-savings) - [Business Money Market](https://www.717cu.com/business/checking-savings/business-money-market) - [Beneficial Owner](https://www.717cu.com/business/checking-savings/beneficial-owner) - Business Loans - [Commercial Mortgages](https://www.717cu.com/business/business-loans/commercial-mortgages) - [Term Loans](https://www.717cu.com/business/business-loans/term-loans) - [Credit Lines](https://www.717cu.com/business/business-loans/credit-lines) - [Business Visa® Platinum Credit Card](https://www.717cu.com/business/business-loans/business-visa-platinum-credit-card) - [How to Obtain a Business Loan](https://www.717cu.com/business/business-loans/how-to-obtain-a-business-loan) - [PPP Loan Forgiveness](https://www.717cu.com/business/business-loans/ppp-loan-forgiveness) - Services - [Online Banking](https://www.717cu.com/personal/services/online-banking) - [Mobile Banking](https://www.717cu.com/personal/services/mobile-banking) - [eStatements](https://www.717cu.com/personal/services/estatements) - [Small Business Payments](https://www.717cu.com/business/services/small-business-payments) - [Merchant Services](https://www.717cu.com/business/services/merchant-services) - [Small Business Center](https://www.717cu.com/business/services/small-business-center) - Expertise - [The Business Team](https://www.717cu.com/business/expertise/the-business-team) - [Resources](https://www.717cu.com/resources) - Tools - [Calculators](https://www.717cu.com/resources/tools/calculators) - [Rates](https://www.717cu.com/resources/tools/rates) - [Frequently Asked Questions](https://www.717cu.com/resources/tools/faqs) - [Forms & Disclosures](https://www.717cu.com/resources/tools/forms-disclosures) - [Money Management](https://www.717cu.com/personal/services/online-banking/money-management) - Education - [KOFE Financial Education](https://www.717cu.com/resources/education/kofe-financial-education) - [Financial Fundamentals Blog (opens in a new tab)](https://blog.717cu.com/resources/education/financial-education-blog?__hstc=234217473.5ce5ca83aec94dc370482447a8eb1769.1663874974684.1663874974684.1665604044292.2&__hssc=234217473.5.1665604044292&__hsfp=1364930272) - [Life Events](https://www.717cu.com/resources/education/life-events) - [Identity Theft & Fraud](https://www.717cu.com/resources/education/identity-theft-fraud) - [Financial Glossary](https://www.717cu.com/resources/education/financial-glossary) - [Sensitive Accounts](https://www.717cu.com/resources/education/sensitive-accounts) - [Elder Financial Exploitation](https://www.717cu.com/resources/education/elder-financial-exploitation) - [Avoiding the Monthly Service Fee](https://www.717cu.com/resources/education/avoiding-the-monthly-service-fee) - [Scholarships](https://www.717cu.com/resources/education/scholarships) - [About](https://www.717cu.com/about) - Connect - [Let's Start a Conversation](https://www.717cu.com/about/connect/start-a-conversation) - [Contact Us](https://www.717cu.com/about/connect/contact-us) - [Locations, PTMs & ATMs](https://www.717cu.com/about/connect/locations) - [Personal Teller Machines](https://www.717cu.com/about/connect/personal-teller-machines) - [Routing Number](https://www.717cu.com/about/connect/routing-number) - Explore - [Our Story](https://www.717cu.com/about/explore/our-story) - [Community Support](https://www.717cu.com/about/explore/community-support) - [Privacy Policy](https://www.717cu.com/privacy) - [Careers](https://www.717cu.com/about/explore/careers) - [Diversity](https://www.717cu.com/about/explore/diversity) - [Commercials](https://www.717cu.com/about/explore/commercials) - [Annual Report](https://www.717cu.com/about/explore/annual-report) - Membership - [Member Benefits](https://www.717cu.com/about/membership/member-benefits) - [Become a Member](https://www.717cu.com/about/membership/become-a-member) - [Our Partners](https://www.717cu.com/about/membership/our-partners) - What's New - [News](https://www.717cu.com/about/whats-new/news) - [Newsletters](https://www.717cu.com/about/whats-new/newsletter) - [Holiday Schedule](https://www.717cu.com/about/whats-new/holiday-schedule) - [Personal](https://www.717cu.com/personal) - [Business](https://www.717cu.com/business) - [Resources](https://www.717cu.com/resources) - [About](https://www.717cu.com/about) [Locations](https://www.717cu.com/about/connect/locations) [Contact](https://www.717cu.com/about/connect/contact-us) [Rates](https://www.717cu.com/resources/tools/rates) [Search](https://blog.717cu.com/resources/education/financial-education-blog/specialized-loans-why-a-smaller-loan-can-really-make-a-big-difference#search-panel) [Download our Mobile App for the best experience ![](https://blog.717cu.com/Images/app-icon.png?v=f_ntFbV5mVaNH-Hg_hwIdmzDKApJs_w2vKKvDeaq6Zo)](https://www.717cu.com/personal/services/mobile-banking/mobile-banking-app) Online Banking Login Notice Enroll [Forgot Username/Password (opens in a new tab)](https://www.sscuonline.net/dbank/live/app/authUpdate) Financial Fundamentals Blog - [Home](https://www.717cu.com/) - [Resources](https://www.717cu.com/Resources) - Education - [Financial Fundamentals Blog](https://blog.717cu.com/resources/education/financial-education-blog) - **Specialized Loans: Why a Smaller Loan Can Really Make a Big Difference** [Back to Blog](https://blog.717cu.com/resources/education/financial-education-blog) - November 15, 2022 - 7 17 Staff - [See all posts in 7 17 Credit Union](https://blog.717cu.com/resources/education/financial-education-blog/tag/7-17-credit-union) - [See all posts in Budgeting](https://blog.717cu.com/resources/education/financial-education-blog/tag/budgeting) # Specialized Loans: Why a Smaller Loan Can Really Make a Big Difference ![AdobeStock_534305974](https://blog.717cu.com/hs-fs/hubfs/AdobeStock_534305974.jpeg?width=6720&height=4480&name=AdobeStock_534305974.jpeg) Everyone is feeling their budgets becoming tighter as a result of rising inflation. From gas to eggs to clothes, prices are continuing to rise, making it harder to put aside money into savings or have funds for an emergency.    There are different types of small specialized loans that can help out when you’re feeling squeezed by your budget or you need additional funds quickly. A small specialized loan can also help borrowers build their credit, especially when they have very little — or a poor — credit history.   With so many loan options out there, it can be difficult to determine what the best loan is for you and your family. Let’s take a look at some common types of small loans and what they offer. ## Which specialized loan is best for you and your family? Small loans include title loans, payday loans and specialized loans from financial institutions such as 7 17 Credit Union. Each loan provides a small amount of funds without a credit check; however, it is important to beware of some pitfalls with title and payday loans.   ### Title Loans A [title loan](https://www.investopedia.com/terms/t/titleloan.asp) can seem ideal for those looking for a small loan in order to build credit. However, there are many disadvantages to title loans, making them a risky financial decision that should be avoided.    Title loans don’t run credit checks but require an asset, such as a car, for collateral. The loan company lends up to 25% of the car’s value. Loans are typically for $1,000 but start as low as $100.    As stated, title loans have many disadvantages. If the applicant’s car is used as collateral, they’re required to own their car and sign their title over to the loan company.  It’s important to note that the title stays with the loan company, so if the borrower doesn’t repay the loan according to the agreement, the car can immediately be repossessed.    Another risk of title loans is the exorbitant annual percentage rate (APR) and interest rate. The APR may reach as high as 300%, and the interest rate often climbs over 100%, making the loan very hard to pay off. The APR and interest rate combined with the loan’s payoff terms can put those in need in additional financial hardship. For example, the loan agreement can state that the loan must be paid back within one month or over the course of multiple years.   ### Payday Loans A [payday loan](https://www.investopedia.com/terms/p/payday-loans.asp) (also called a check advance or cash advance loan) can often seem ideal for a short-term financial solution. After all, it’s just your paycheck, but you receive it earlier, right? Wrong. These types of loans are actually quite deceiving and also come with a number of disadvantages.   Payday loans are short-term loans that don’t require a credit check, which can be beneficial for those looking to build their credit. However, they do require proof of income in order to apply because the amount borrowed is a portion of the applicant’s paycheck.    One of the disadvantages of payday loans is the high APR and interest rates. While these loans don’t require collateral, they have extremely high interest rates and added fees. For example, the APR can reach as high as 780%, with the average APR reaching 400%.    High APR and interest rates are further complicated by loan agreements that state the loan needs to be paid back within a very short time — generally less than 30 days — which can be difficult for borrowers who were in need before the loan was taken out. Because there isn’t a credit check for payday loans, lenders don’t take into consideration the applicant’s ability to pay back the loan, thus loading additional debt onto borrowers.   ### Specialized Loans Considering the risks associated with title loans and payday loans, they may not be smart financial decisions, especially during [inflation periods](https://blog.717cu.com/resources/education/financial-education-blog/inflation-periods-in-the-us). When the cost of everyday goods and services is rising, making a short-term financial decision that carries a lot of interest and high APR combined with a quick repayment period may add extra financial burdens on top of hurting your credit rather than building it.    A small loan without extra burdens can really make a difference for having a bit of wiggle room or emergency finances with the added benefit of building your credit. These types of loans offer greater repayment flexibility along with much lower APR and interest rates.    With a smaller loan, you have peace of mind that you haven’t taken on more debt than you can handle, which will help with working monthly payments into your budget. Then, you’ll be able to build your credit by making on-time payments, which is the heaviest factor in [credit score calculation](https://blog.717cu.com/resources/education/financial-education-blog/5-tips-to-improve-credit-score).   During certain times of the year, 7 17 Credit Union offers a $1,000 specialized loan to individuals who have been members for three months with a minimum direct deposit amount. The loan doesn’t require a credit check or collateral. This specialized loan allows members to build up their credit with on-time bill payments while offering financial flexibility without exorbitant APR and interest. Contact your local credit union for details on loan options.   ## Looking to build your credit? Small loans can make a large difference in building your credit while providing some extra room in your budget. [Apply for a loan from 7 17 Credit Union today](https://www-aola52p.myappro.com/approonline/c52/sev/co/default.aspx?home)!  Not a member yet? [Become a member today](https://www.717cu.com/About-Us/Membership/Become-a-Member) to take advantage of our member benefits, including the next specialized loan application window, a variety of checking accounts and more! Share this Article: [![Share on Facebook](https://static.hubspot.com/final/img/common/icons/social/facebook-24x24.png)](http://www.facebook.com/share.php?u=https%3A%2F%2Fblog.717cu.com%2Fresources%2Feducation%2Ffinancial-education-blog%2Fspecialized-loans-why-a-smaller-loan-can-really-make-a-big-difference%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on LinkedIn](https://static.hubspot.com/final/img/common/icons/social/linkedin-24x24.png)](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fblog.717cu.com%2Fresources%2Feducation%2Ffinancial-education-blog%2Fspecialized-loans-why-a-smaller-loan-can-really-make-a-big-difference%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on Twitter](https://blog.717cu.com/hs-fs/hubfs/2022%20Website%20Refresh/twitter-x-37x37.png?width=24&name=twitter-x-37x37.png)](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Fblog.717cu.com%2Fresources%2Feducation%2Ffinancial-education-blog%2Fspecialized-loans-why-a-smaller-loan-can-really-make-a-big-difference%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2Fblog.717cu.com%2Fresources%2Feducation%2Ffinancial-education-blog%2Fspecialized-loans-why-a-smaller-loan-can-really-make-a-big-difference%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=Specialized%20Loans%3A%20Why%20a%20Smaller%20Loan%20Can%20Really%20Make%20a%20Big%20Difference) ### Subscribe to the 7 17 Credit Union Blog ### Categories: - [7 17 Credit Union (46)](https://blog.717cu.com/resources/education/financial-education-blog/tag/7-17-credit-union) - [Auto Loans (6)](https://blog.717cu.com/resources/education/financial-education-blog/tag/auto-loans) - [Budgeting (61)](https://blog.717cu.com/resources/education/financial-education-blog/tag/budgeting) - [Business (6)](https://blog.717cu.com/resources/education/financial-education-blog/tag/business) - [Charitable Giving (1)](https://blog.717cu.com/resources/education/financial-education-blog/tag/charitable-giving) - [Checking Accounts (5)](https://blog.717cu.com/resources/education/financial-education-blog/tag/checking-accounts) - [COVID-19 (7)](https://blog.717cu.com/resources/education/financial-education-blog/tag/covid-19) - [Credit Cards (6)](https://blog.717cu.com/resources/education/financial-education-blog/tag/credit-cards) - [Credit Report (16)](https://blog.717cu.com/resources/education/financial-education-blog/tag/credit-report) - [Debt Consolidation (5)](https://blog.717cu.com/resources/education/financial-education-blog/tag/debt-consolidation) - [Digital Wallets (5)](https://blog.717cu.com/resources/education/financial-education-blog/tag/digital-wallets) - [e-Statement (1)](https://blog.717cu.com/resources/education/financial-education-blog/tag/e-statement) - [Financial Literacy Month (5)](https://blog.717cu.com/resources/education/financial-education-blog/tag/financial-literacy-month) - [Financial Security (10)](https://blog.717cu.com/resources/education/financial-education-blog/tag/financial-security) - [Fraud and Identity Theft (26)](https://blog.717cu.com/resources/education/financial-education-blog/tag/fraud-and-identity-theft) - [HELOC (4)](https://blog.717cu.com/resources/education/financial-education-blog/tag/heloc) - [Holiday Shopping (1)](https://blog.717cu.com/resources/education/financial-education-blog/tag/holiday-shopping) - [Home Equity Line Of Credit (3)](https://blog.717cu.com/resources/education/financial-education-blog/tag/home-equity-line-of-credit) - [KOFE (17)](https://blog.717cu.com/resources/education/financial-education-blog/tag/kofe) - [Life Events (48)](https://blog.717cu.com/resources/education/financial-education-blog/tag/life-events) - [Money-Saving Tips (57)](https://blog.717cu.com/resources/education/financial-education-blog/tag/money-saving-tips) - [Other Vehicle Loans (1)](https://blog.717cu.com/resources/education/financial-education-blog/tag/other-vehicle-loans) - [Personal Loan (1)](https://blog.717cu.com/resources/education/financial-education-blog/tag/personal-loan) - [Purchasing a Home (13)](https://blog.717cu.com/resources/education/financial-education-blog/tag/purchasing-a-home) - [Scholarships (4)](https://blog.717cu.com/resources/education/financial-education-blog/tag/scholarships) - [Tax Tips (4)](https://blog.717cu.com/resources/education/financial-education-blog/tag/tax-tips) See all ## Related Articles ### [How to Manage Your Money Wisely](https://blog.717cu.com/resources/education/financial-education-blog/how-to-manage-your-money-wisely) - July 7, 2025 - 7 17 Staff - [See all posts in Budgeting](https://blog.717cu.com/resources/education/financial-education-blog/tag/budgeting) - [See all posts in Money-Saving Tips](https://blog.717cu.com/resources/education/financial-education-blog/tag/money-saving-tips) ### [How 7 17 Supports Small Businesses](https://blog.717cu.com/resources/education/financial-education-blog/how-we-support-small-businesses) - May 6, 2025 - 7 17 Staff - [See all posts in 7 17 Credit Union](https://blog.717cu.com/resources/education/financial-education-blog/tag/7-17-credit-union) - [See all posts in Business](https://blog.717cu.com/resources/education/financial-education-blog/tag/business) ### [What Are the Financial Benefits of Working from Home?](https://blog.717cu.com/resources/education/financial-education-blog/financial-benefits-of-working-from-home) - March 13, 2025 - 7 17 Staff - [See all posts in 7 17 Credit Union](https://blog.717cu.com/resources/education/financial-education-blog/tag/7-17-credit-union) - [See all posts in Money-Saving Tips](https://blog.717cu.com/resources/education/financial-education-blog/tag/money-saving-tips) ### Subscribe to the 7 17 Credit Union Blog ### Categories - [7 17 Credit Union (46)](https://blog.717cu.com/resources/education/financial-education-blog/tag/7-17-credit-union) - [Auto Loans (6)](https://blog.717cu.com/resources/education/financial-education-blog/tag/auto-loans) - [Budgeting (61)](https://blog.717cu.com/resources/education/financial-education-blog/tag/budgeting) - [Business (6)](https://blog.717cu.com/resources/education/financial-education-blog/tag/business) - [Charitable Giving (1)](https://blog.717cu.com/resources/education/financial-education-blog/tag/charitable-giving) - [Checking Accounts (5)](https://blog.717cu.com/resources/education/financial-education-blog/tag/checking-accounts) - [COVID-19 (7)](https://blog.717cu.com/resources/education/financial-education-blog/tag/covid-19) - [Credit Cards (6)](https://blog.717cu.com/resources/education/financial-education-blog/tag/credit-cards) - [Credit Report (16)](https://blog.717cu.com/resources/education/financial-education-blog/tag/credit-report) - [Debt Consolidation (5)](https://blog.717cu.com/resources/education/financial-education-blog/tag/debt-consolidation) - [Digital Wallets (5)](https://blog.717cu.com/resources/education/financial-education-blog/tag/digital-wallets) - [e-Statement (1)](https://blog.717cu.com/resources/education/financial-education-blog/tag/e-statement) - [Financial Literacy Month (5)](https://blog.717cu.com/resources/education/financial-education-blog/tag/financial-literacy-month) - [Financial Security (10)](https://blog.717cu.com/resources/education/financial-education-blog/tag/financial-security) - [Fraud and Identity Theft (26)](https://blog.717cu.com/resources/education/financial-education-blog/tag/fraud-and-identity-theft) - [HELOC (4)](https://blog.717cu.com/resources/education/financial-education-blog/tag/heloc) - [Holiday Shopping (1)](https://blog.717cu.com/resources/education/financial-education-blog/tag/holiday-shopping) - [Home Equity Line Of Credit (3)](https://blog.717cu.com/resources/education/financial-education-blog/tag/home-equity-line-of-credit) - [KOFE (17)](https://blog.717cu.com/resources/education/financial-education-blog/tag/kofe) - [Life Events (48)](https://blog.717cu.com/resources/education/financial-education-blog/tag/life-events) - [Money-Saving Tips (57)](https://blog.717cu.com/resources/education/financial-education-blog/tag/money-saving-tips) - [Other Vehicle Loans (1)](https://blog.717cu.com/resources/education/financial-education-blog/tag/other-vehicle-loans) - [Personal Loan (1)](https://blog.717cu.com/resources/education/financial-education-blog/tag/personal-loan) - [Purchasing a Home (13)](https://blog.717cu.com/resources/education/financial-education-blog/tag/purchasing-a-home) - [Scholarships (4)](https://blog.717cu.com/resources/education/financial-education-blog/tag/scholarships) - [Tax Tips (4)](https://blog.717cu.com/resources/education/financial-education-blog/tag/tax-tips) See all Respectfully. Yours. [Become a Member](https://www.717cu.com/about/membership/become-a-member) [Contact Us](https://www.717cu.com/about/connect/contact-us) [Locations, PTMs & ATMs](https://www.717cu.com/about/connect/locations) 7 17 Credit Union 3181 Larchmont Ave NE Warren, OH 44483 Phone: 800-775-7741 Routing Number: 241282849 [(opens in a new tab)](https://www.facebook.com/717cu) [(opens in a new tab)](https://x.com/717cu) [(opens in a new tab)](https://www.instagram.com/717creditunion/) [(opens in a new tab)](https://www.linkedin.com/company/717cu) [(opens in a new tab)](https://www.youtube.com/user/sevenseventeencu) - Get Started - [Open an Account (opens in a new tab)](https://717cu.loanspq.com/apply.aspx?lenderref=717cu032823&list=XASACCPLVLHESTCB) - [Schedule an Appointment (opens in a new tab)](https://717cu.coconutcalendar.com/service) - [View Current Rates](https://www.717cu.com/resources/tools/rates) - [Careers](https://www.717cu.com/about/explore/careers) - Apply for a Loan - [Mortgages (opens in a new tab)](https://717cu.mortgagewebcenter.com/Account/Login?ReturnUrl=%2fApplyNow&_ga=2.252254721.967274271.1663012043-639871674.1659021833&_gl=1*tjc8ub*_ga*NjM5ODcxNjc0LjE2NTkwMjE4MzM.*_ga_HXKHCYPXRE*MTY2MzAxMjA0My4yOC4xLjE2NjMwMTI4NDguMC4wLjA.) - [Other Loans (opens in a new tab)](https://717cu.loanspq.com/apply.aspx?lenderref=717cu032823&list=XASACCPLVLHESTCB) - [Credit Cards (opens in a new tab)](https://717cu.loanspq.com/cc/CreditCard.aspx?lenderref=717cu032823) 7 17 Credit Union is a local, community-minded credit union in Ohio offering valuable personal and business banking solutions including checking accounts, savings accounts, auto loans, mortgages, home equity loans, HELOCs, credit and debit cards and much more. Bank online, with our mobile app, or visit one of our conveniently located branches in [Austintown](https://www.717cu.com/about/connect/locations/austintown-branch), [Boardman](https://www.717cu.com/about/connect/locations/boardman-branch), [Canfield](https://www.717cu.com/about/connect/locations/canfield-branch), [Canton](https://www.717cu.com/about/connect/locations/canton-branch), [Cortland](https://www.717cu.com/about/connect/locations/cortland-branch), [Howland](https://www.717cu.com/about/connect/locations/howland-branch), [Hubbard](https://www.717cu.com/about/connect/locations/hubbard-branch), [Kent](https://www.717cu.com/about/connect/locations/kent-branch), [Ravenna](https://www.717cu.com/about/connect/locations/ravenna-branch), [Vienna](https://www.717cu.com/about/connect/locations/vienna-branch), [Warren (Downtown)](https://www.717cu.com/about/connect/locations/downtown-warren-branch), and [Warren (Larchmont)](https://www.717cu.com/about/connect/locations/warren-larchmont-branch). [![Download on the App Store](https://blog.717cu.com/hubfs/2022%20Website%20Refresh/app-store.svg?v=TJrQMXGMiczZ7osFYSbZ9gvNaPWbkz57vG8kWJr3jIE) (opens in a new tab)](https://apps.apple.com/us/app/seven-seventeen-credit-union/id889955170) [![Get it on Google Play](https://blog.717cu.com/hubfs/2022%20Website%20Refresh/google-play.svg?v=bTO_h4fZa_i12-VduZXDF9AScu7nma0-cAmzocKn2QA) (opens in a new tab)](https://play.google.com/store/apps/details?id=com.ifs.banking.fiid1141) [![Equal Housing Lender](https://blog.717cu.com/hubfs/2022%20Website%20Refresh/ehl.svg)](https://www.717cu.com/resources/tools/forms-disclosures/fair-housing-notice) [![NCUA](https://blog.717cu.com/hubfs/2022%20Website%20Refresh/ncua.svg)](https://www.ncua.gov/Pages/default.aspx) 7 17 Credit Union is federally insured by the National Credit Union Administration. © 2026 7 17 Credit Union. All rights reserved. [Sitemap](https://www.717cu.com/sitemap) [Privacy Policy](https://www.717cu.com/privacy) [Website Accessibility](https://www.717cu.com/website-accessibility) Site Designed by [ZAG Interactive (opens in a new tab)](https://www.zaginteractive.com) Login Alert Title (optional) Close Lorem ipsum is simply [dummy text](http://#) of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. You are about to leave the 7 17 website Close 7 17 Credit Union does not own or operate the linked website and is not responsible for the content of the website. 7 17 does not make any guarantees or endorsements of products that may be available on the linked website. 7 17 does not represent either you or the other party if you enter into a transaction on the website. Privacy and security policies may differ from those practiced by 7 17. Continue Submit search