Financial Fundamentals Blog

How Credit Scores Are Determined and Why They Matter

  • Francesca Sacco
You might not think about credit scores much in your day-to-day life — and if you’re just getting started managing your own money, you might have no idea what your credit score even is. But while this number might reside beyond your line of sight, it can have huge implications for your short-term finances, and it could affect...

Should I Consolidate my Debt?

  • Francesca Sacco
Are you struggling with debt and considering debt consolidation? Before you take out a consolidation loan, make sure it’s the right choice for you.

What to know before accepting COVID-related credit card relief

  • Francesca Sacco
As the COVID-19 pandemic continues, many credit card issuers are offering temporary credit card relief. But know that accepting assistance from credit issuers comes with some caveats. Here’s what you need to know if you take your credit card company up on a relief offer.

Start the New Year with a Clean Financial Slate

  • Francesca Sacco
January is right around the corner, and the New Year is the perfect time to focus on your goals. Make 2020 the year you address your financial goals. Regardless if you want to save more, improve your credit score or pay down debt, we’ve compiled a list of tips to help you start the New Year with a clean financial slate.