When it comes to saving money, we’ve all heard the same tips for making small differences: pack a lunch instead of buying it, save your dollar bills, avoid those $5 lattes, and for the last time, PUT DOWN THE AVOCADO TOAST!

While the Great Avocado Toast Debate of 2017 continues to rage, it remains true that these tips will make a difference in the long run. But, there are other ways to save, such as re-evaluating the kind of checking account you use.

Here are a few things to look for when it comes to selecting a checking account, and a few tips on what to do when you open it.

Get help with those tricky ATM fees

Here’s the scenario: you’re going out with friends to a place that doesn’t take plastic. It’s hard to believe this can happen in 2017, but it does. Your only option is to use an out-of-network ATM for cash because your local branch is out of the way. Those small fees from that out-of-network ATM might not seem like a big deal at the time, but they can add up quickly, wreaking havoc on your pockets.

If stopping at a branch isn’t always an option for you, look for a checking account that will help you defray some of the ATM fee cost. 7 17's Free WOW Checking Account refunds nationwide ATM fees up to $25 a month when all checking account requirements are met.

Another great way to avoid ATM fees is by selecting the “cash back” option when using your debit card at participating retailers.

Look for FREE checking account options

Look for checking accounts that won’t charge you. Much like with the ATM fees, those small amounts can add up over time.

Better yet - how about a checking account that pays you?

Keep an eye out for checking accounts that will give you a boost with monthly interest or dividends.

Additionally, accounts with debit cards are often linked to rewards programs that give you money back on everyday purchases. 7 17’s Visa Rewards Debit Card has ScoreCard Rewards that gives you one point for every $2 spent. These points can accumulate and allow you to redeem for travel and brand-name merchandise!

Automate, Automate, Automate

Most accounts come with online or mobile access, or both, making it easy for you to access your finances 24/7 as well as schedule future or recurring transfers to savings. Taking advantage of these features and scheduling ahead of time can make saving much simpler.

Learn more about 7 17's Free WOW Checking.