Financial Fundamentals Blog

Budgeting for Life: Strategies To Manage the Rising Cost of Living

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Budgeting is an important skill to have, especially as the cost of living increases. Having a solid budget and emergency fund will give you the tools you need to prepare for the unexpected and avoid running into financial trouble or debt. Let’s take a look at how you can navigate your finances as your cost of living fluctuates.

Elevate Your Finances With Short-Term Goals

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Short-term financial goals may seem self-explanatory, but sometimes the path to achieving them is not so clear-cut. Let’s take a look at short-term financial goals, how to make sure they’re achievable, and how to save for them.

Unveiling Key Differences Between Refinancing, Home Equity Loans, and HELOC

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One of the benefits of owning your home is the ability to tap into the equity built up in it in order to achieve your goals. But when you’re looking at refinancing versus a home equity loan versus a HELOC, how do you know the differences between them — or which is best for your situation? Today, we’re digging into the pros and...

Unlocking the Power of Financial Growth: A Comprehensive Guide To Certificates

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Let’s say you’re saving money toward a goal. Maybe that goal is retirement; perhaps it’s a new house; or maybe you’re planning on taking yourself on a well-deserved vacation.

Secure, Swift and Convenient: The Future of Mobile Banking

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Mobile banking apps have become a necessary part of the overall banking experience, and many of us can’t imagine not having them as part of our financial tools. They’ve made paying bills, checking on accounts, transferring money, exploring other financial products and depositing paper checks much easier than before. And with...

Financial Freedom Awaits: Setting and Achieving Your Long-Term Goals

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What does financial freedom mean to you? Is it paying off credit card and loan debt? Saving for a house? Being well prepared for retirement? Improving your credit score?

Inflationary Realities: Adapting Your Budget To Economic Pressures

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Inflationary pressures on personal budgets have a huge impact on your day-to-day. Suddenly, the same gallon of milk you bought last month is twice as expensive. You’re keeping track of every mile you drive in your car.

Exploring the Pros and Cons of Different Types of Checking Accounts

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Regardless of the type of checking account you choose, one thing should always be true: Your checking account should give you more power over your money. That said, you do have options.

Checking accounts vs. savings accounts: Leveraging your financial options wisely

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You’ve likely heard the terms checking account and savings account thrown around a lot. What you may not know is how they differ and how they can be used to efficiently manage your money. Today we’re taking a look at checking versus savings accounts and how you can leverage both to put your money to work for you.

What is a checking account and how do they work

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No matter who you are or how much you earn, money management is a necessary skill that involves creating a budget, tracking spending and saving money for financial well-being.

Why You Should Open A Checking Account with a Credit Union

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Opening a checking account is a pretty easy process, right? You walk into a bank or credit union and simply apply for the checking account you want.

Financial benefits of working from home

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While the country returns to normal following the height of the pandemic, many people are still finding themselves working from home. It’s not surprising to learn that working from home can be very different from working in the office. There are new complications.