Financial Fundamentals Blog

Should I Consolidate my Debt?

  • Francesca Sacco
Are you struggling with debt and considering debt consolidation? Before you take out a consolidation loan, make sure it’s the right choice for you.

Features to consider when opening a new checking account

  • Francesca Sacco
There are thousands of banks and credit unions in the United States, and each offers a variety of checking accounts with different features and fees. If you’re in the market for a new checking account, be sure to do your research before making your choice. We’ve compiled a list of the best features to consider when opening a new checking account.

How to Travel Safely during the Coronavirus Pandemic

  • Francesca Sacco
Are you debating whether to cancel your summer vacation this year due to the COVID-19 pandemic? While there’s no way to completely eliminate the risks of contracting COVID-19 while traveling, there are precautions that you can take.

Should you use your emergency fund during the pandemic?

  • Francesca Sacco
COVID-19 has caused financial problems for millions of Americans, and while the local economy is starting to operate again, many people are still in a financial pinch. If you’ve started an emergency fund, you may have begun to dip into it. But before you drain that account, consider some alternatives. We’ve compiled a list to help you weigh your options before using/draining your emergency fund.

What to know before accepting COVID-related credit card relief

  • Francesca Sacco
As the COVID-19 pandemic continues, many credit card issuers are offering temporary credit card relief. But know that accepting assistance from credit issuers comes with some caveats. Here’s what you need to know if you take your credit card company up on a relief offer.

How the CARES Act Affects Student Loans

  • Francesca Sacco
The Coronavirus Aid, Relief and Economic Security Act signed into law March 27 introduced several new measures to help individuals and businesses struggling during the COVID-19 pandemic. For most student loan borrowers, the CARES Act automatically suspended certain federal student loan payments and reduced interest to 0% through Sept. 30, 2020. Because the pandemic has affected everyone differently, student loan borrowers have several options to consider when paying their federal student loans.

How to use your Economic Impact Payment Wisely

  • Francesca Sacco
The United States Treasury Department and the Internal Revenue Service have begun to distribute economic impact payments to the majority of Americans in an effort to provide financial relief from the ongoing pandemic. Given the uncertainty surrounding the pandemic, it’s best to make sure your using your payment wisely.

How to Reset your NetWorth24 Online Banking and Mobile App Password or Username

  • Francesca Sacco
Forgot your password or username to your NetWorth24 Online Banking or Mobile Banking App? It’s easy to reset your credentials at 7 17 Credit Union! Follow the steps listed and get back to managing your money, your way!

Mobile Deposit: How to Deposit a Check using 7 17’s Mobile App

  • Francesca Sacco
As 7 17 Credit Union continues to monitor the national, state and local circumstances surrounding the spread of the coronavirus (COVID-19), we’ve enacted policies to protect our employees and members. With our lobbies closed, we’re encouraging members to utilize remote service points like our Mobile Deposit. Our Mobile Deposit is a great tool to help you avoid disruptions to your regular routine and lets you deposit a check with ease!

How Fraudsters are Exploiting the Coronavirus and Ways to Protect Yourself

  • Francesca Sacco
Fraudsters are leveraging fears over the coronavirus (COVID-19) as an opportunity to scam financial institutions and individuals. Scams include phony websites, fake Go-Fund me accounts and phone calls and text messages that ask for personal information. While the best way to protect yourself is to remain vigilant, we’ve compiled some tips to help you safeguard your personal information.

Common Tax Mistakes That Could Cost You

  • Francesca Sacco
Tax season can be overwhelming, especially if you choose to prepare your own taxes. Rushing to get your taxes filed before the April 15, 2020 deadline can increase your chance of an error, which can delay your refund, trigger an audit or cause you to pay more. Most of the mistakes that taxpayers make on their tax returns are fairly simple ones. We’ve compiled a list of the more common mistakes taxpayers make when filing taxes and some tips on how to avoid them.

Understanding your Payroll Deductions

  • Francesca Sacco
Direct deposit is wonderful, but if you’re not taking the time to review your pay stub now and again, you could be missing crucial mistakes. Learn about common payroll deductions to help make sure you’re being paid all you deserve.