Financial Fundamentals Blog

Business Checking Accounts: Why Are They Important?

  • 7 17 Staff
If you own a business, you may be wondering if it’s worth it to have a separate business checking account. It may seem easier to just use a personal checking account for your business purposes to avoid fees. However, there are certain risks associated with this approach. Let’s explore the ins and outs of this type of checking...

Types of IRAs: Which One Is Best For You

  • 7 17 Staff
We all have ideas of what we want our retirement to look like. We have the ideal picture of where we want to be, what we want to do, and what we want to see. But you need to make sure you’re prepared for those things.

Home Improvement Loans: Everything You Need to Know

  • 7 17 Staff
You have big dreams for your home. Maybe you want to replace your roof, remodel your kitchen, or expand your entertainment spaces. No matter how large or small your home improvement goals are, you need a way to make your dreams a reality.

6 Tips For Separating Your Business and Personal Finances

  • Francesca Sacco
As a business owner, it’s important to establish a distinct separation between your personal finances and your business finances.

What is Account Takeover Fraud and How Can You Protect Yourself?

  • Francesca Sacco
Fraudsters will stop at nothing to gain personal information, and when they succeed, the end result can be disastrous. One type of fraud that is gaining traction is account takeover fraud, or ATO. Account takeover fraud, also known as account compromise, occurs when a cyber-attacker gains control of a legitimate account.

IRA Options: How to Determine Which IRA is Right for You

  • Francesca Sacco
Individual retirement accounts (IRAs) are a financial vehicle designed to help American workers save for their retirement. While these accounts are just one type of investment and savings solution that can be used to achieve retirement goals, they’re an important fixture for many consumers. IRAs come in a few different shapes...

What Is the Difference Between a Credit Union and Bank?

  • Francesca Sacco
If you’ve never been a member of a credit union before, you might have questions about how these financial institutions differ from traditional banks and whether or not they offer the same services as for-profit banks.

When is the Best Time to Buy a Home?

  • Francesca Sacco
No one wants to overpay for a home. But even with a great deal, purchasing a home is most likely one of the biggest purchases you’ll make. Utilizing tips to help you save is always a good idea, but there’s more to consider. Here are some helpful hints for trying to secure an advantage when purchasing your dream home.

How to Budget for a Wedding: A Simple Guide

  • Beth Ann Tabak
The holiday season is one of the most popular times of the year to get engaged. In fact, 40 percent of proposals happen between Thanksgiving and New Year’s Day. If you’re one of those lucky couples, you’re probably asking yourself, “how do we pay for all of this?” Don’t worry. We’ve got you covered with a few tips on how to create a wedding budget that won’t break the bank.

How Much Do I Need to Save To Retire? (+ Calculator)

  • Francesca Sacco
For many individuals and households, the ultimate financial goal is saving for retirement and achieving financial security by building net worth throughout your working years.

Are digital wallets safe?

  • Francesca Sacco
*This is the second installment of a three-part blog series focusing on digital wallets. Check back for more information.

Easy Tips for How to Save on Your Energy Bill

  • Francesca Sacco
Are you looking to save money? Why not start at home? The average Ohio family will spend an average of $1,300 on residential energy costs each year with a portion of the cost being wasted.

With some inexpensive changes, you may be able to save on your energy expenses.