Financial Fundamentals Blog

COVID-19 has caused financial problems for millions of Americans, and while the local economy is starting to operate again, many people are still in a financial pinch. If you’ve started an emergency fund, you may have begun to dip into it. But before you drain that account, consider some alternatives. We’ve compiled a list to help you weigh your options before using/draining your emergency fund.

Ready to meet your financial goals a little quicker? One of the options you may come across in your search for savings accounts is a money market account.

Carrying debt can feel overwhelming, and the worst thing you can do when it starts to pile up is to ignore it. Even though your debts may seem insurmountable, you still have options for managing debt and getting things under control. Let’s take a look.

Money market versus savings accounts: What’s the difference? Which should you choose? At first glance, they may seem similar, but there are key differences that you should be aware of so you can make an informed decision based on your goals.

Financial stability ensures you have enough money to cover your bills, expenses, hobbies and other things without running out. It also means you can live the lifestyle that you truly want. Let’s explore how you can achieve financial stability while saving for your future.

*This is the first installment of a three-part blog series focusing on digital wallets. Check back for more information. Close your eyes and imagine a quick scenario with us: You’ve got a cart full of purchases, you’ve waited in line, and you’re now at the checkout counter fumbling with your pockets or checking your purse. Your...

Managing credit card debt can be difficult even in the best of times. Add in high inflation, and it can feel very overwhelming. We’re here to help with tips on how to manage credit cards and expenses during inflation.

The transition from high school to college is an exciting time. But this year, it has been marred by a difficult rollout of the Free Application for Federal Student Aid (FAFSA).

Many people have a debit card that they frequently use. Most people may not consider how beneficial it is and the debit card advantages that come with it, such as rewards and incentives. Today we’re exploring debit cards, security features and how to use digital banking tools to your advantage.

Increasing interest rates can create several challenges and opportunities for borrowers and savers. While this can seem overwhelming, knowing how to respond to the changing economy and be flexible can minimize these feelings and help you navigate changing finances a little easier.

Inflation and rising interest rates can both create a lot of financial stress and put strain on your financial planning. Understanding how interest rates impact your finances and how to manage your debts throughout these times is essential.

While using debit cards is a good practice to avoid credit card debt, the truth is that debit cards are just as vulnerable to theft as credit cards are and offer limited protection against fraud. Today, we’re digging into debit card security and what you can do to protect your finances.