Financial Fundamentals Blog

How Does Refinancing a Loan Work and How Can It Save You Money?

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Even if you budget well, you may be looking for financial relief where you can. One possibility that many people don’t consider (because it can seem a bit overwhelming) is refinancing. This financial strategy can give you a bit of breathing room in your budget — and possibly better loan terms, too.

Understanding the Difference Between HSA and FSA

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We know that health care can be confusing and expensive — and it can be difficult to know what is best for you and your family. One of the most common concerns when deciding on health benefits is how best to save for health care costs.

Moving on a Budget: What to Consider

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Moving isn’t easy. It’s a lot of hard work with plenty of decisions to make — and it can be expensive. However, moving doesn’t have to be overly stressful or expensive.

What You Should Know About Student Loans Before Starting College

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Congratulations on taking the next step in your education by going to college! At this point, you may be looking into your financing options. Hopefully, you’re not considering student loans until after you’ve exhausted options such as grants, scholarships and fellowships that you don’t have to pay back after you graduate.

Planning to Move? Avoid These Top Money Mistakes

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Moving isn’t the easiest thing to do, but moving into a new home can be rewarding—as long as you avoid some of the common financial pitfalls that come along with it. Let’s explore some of the typical money mistakes people make while moving and how to avoid them.

5 Money Management Skills To Help You Plan for Your Future

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If you find yourself worrying about finances, it’s important to know you’re not alone. Money is a common source of worry in many people’s lives. In fact, more than a third of U.S. adults feel anxiety over their finances.

Save money with your WOW checking account

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Looking for small ways to make a big impact on your budget? Maybe it’s time to rethink your checking account and the benefits that could come with a new one.

Am I Ready To Buy A House?

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Ever heard someone say that you’re throwing your money away if you’re renting? Or that you’re not building equity in your own home?

Is It Possible To Reset Credit?

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A high credit score helps build healthy financial wellness and supports goals such as a new house, car, or apartment. However, having a low credit score can impact a person’s ability to attain these large investments and result in overwhelming stress.

Features to consider when opening a new checking account

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Opening a new checking account is usually easy. However, choosing the right financial institution and product for you is another story.

401k vs IRA: What's The Difference?

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It’s never too early to start thinking about your retirement options and how to save as much as you can for retirement. You have several choices for retirement savings, including a 401(k) and an individual retirement account (IRA).

Building An Emergency Fund During A Recession

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Life can unexpectedly send a lot your way. Loss of a job, unexpected medical expenses—you never know what might arise. That’s especially true during a recession when finances are already tight.