Financial Fundamentals Blog

Home Financing: 5 Tips to Remember When Buying In a Competitive Market

  • Francesca Sacco
  The housing market is on a hot stretch that has spanned the past several years, resulting in soaring home prices, increased market competition and more frustration for would-be homebuyers.   When you’re constantly getting outbid on homes you want to purchase, it’s easy to get frustrated and feel like there’s nothing you can...

How To Use A HELOC To Consolidate Your Debt

  • Francesca Sacco
  When debt grows beyond your ability to pay it off in a matter of months — or, in some cases, years — it’s time to consider other options for paying off that debt, managing the amount of interest you’re charged and building a plan to settle this debt and get your finances back on track.   In most cases, making monthly payments...

Three tips to battle inflation

  • Francesca Sacco
Three tips to battle inflation

Caring for Your Parents: How to Pay for Senior Living

  • Francesca Sacco
  When we’re children, we depend on our parents to provide everything we need — from food and shelter to emotional support. Then, as we grow up and our parents age, the tables start to turn. The parents we used to depend on start to grow old and require new kinds of care to maintain their health and quality of life.   If you’re...

Choosing a Life Insurance Policy: Five Factors to Consider

  • Francesca Sacco
  Few people would list life insurance policy shopping as one of their favorite activities. But while this process may be boring and even a bit morbid, it could be a financial game-changer if you or someone in your family passes away.   Choosing life insurance isn’t always a straightforward process. Policies can come in several...

Beware of holiday credit pitfalls

  • Francesca Sacco
It’s easy to over spend during the holidays. The tantalizing sales and elaborate window sales make it easy to get caught up in holiday shopping. And while it may not seem important in the moment, over spending can have many implications on your finances. Instead of spending the new year trying to correct the damage, learn to...

Rent vs. Buy: When Should You Consider Buying Your First Home?

  • Francesca Sacco
Owning a home isn’t merely a dream that you achieve once you reach a certain age. For many prospective homebuyers, the decision to switch from renting to buying requires a lot of planning, saving and carefully waiting for the right time to invest in a place of your own.   While there’s no perfect answer as to when you should...

Holiday Season Fraud Prevention

  • Francesca Sacco
Holiday shopping is in full swing, and with it comes the increased potential to fall victim to holiday season fraud. Keep your safety and security a priority by unwrapping our fraud prevention tips below.

How to get the most out of Black Friday

  • Francesca Sacco
Black Friday is one of the biggest shopping days of the year, and an ideal time to score deals on items on your shopping list. But this year, product shortages and longer delivery times are likely to create some hurdles. Shoppers may experience problems getting all the items on their list, especially if you wait to make your...

6 College Saving Plans for Future Ohio Grads

  • Francesca Sacco
  The rising cost of college is a perennial concern for high school grads and their families. For Ohio residents looking to attend The Ohio State University, tuition and other costs have risen to more than $27,000 per year — or well over $100,000 for a four-year degree.   The costs at local private schools or many public and...

October is National Cybersecurity Awareness Month

  • Francesca Sacco
October is national Cybersecurity Awareness Month. In our ultra-connected world, it seems like cybercriminals and malicious links creep around every corner. News stories of ransomware attacks and data breaches costing millions of dollars fly past our news and social media feeds almost constantly.

How to make a budget for holiday spending

  • Francesca Sacco
The holidays are right around the corner, and while its’s a joyous time filled with family and friends, the holidays can also be expensive. Gifts, traveling and entertaining can certainly take a toll on your wallet.