Financial Fundamentals Blog

7 Proven Methods to Build Your Net Worth Over Time

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If you’re serious about building financial stability and long-term security, then you’re probably looking for ways to grow your net worth.

Weighting Your Options: Renting vs Buying Your First Home

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Owning a home isn’t merely a dream that you achieve once you reach a certain age. For many prospective homebuyers, the decision to switch from renting to buying requires a lot of planning, saving and carefully waiting for the right time to invest in a place of your own.

How to Navigate Senior Living Care Costs

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When we’re children, we depend on our parents to provide everything we need — from food and shelter to emotional support. Then, as we grow up and our parents age, the tables start to turn. The parents we used to depend on start to grow old and require new kinds of care to maintain their health and quality of life.

Secure Your Future with These 6 College Savings Plans

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The rising cost of college is a perennial concern for high school grads and their families. For Ohio residents looking to attend The Ohio State University, tuition and other costs have risen to more than $27,000 per year — or well over $100,000 for a four-year degree. The costs at local private schools or many public and...

Credit Unions vs. Banks: 6 Benefits You Need to Know

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If you’ve only done your banking at a traditional bank, the value of a credit union can be hard to understand. On top of that, the big advertising budgets afforded by banks mean that consumers start their financial journey having a stronger familiarity with big-name banks as opposed to local credit unions.

How to Utilize Your HELOC to Streamline Your Debt

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When debt grows beyond your ability to pay it off in a matter of months — or, in some cases, years — it’s time to consider other options for paying off that debt, managing the amount of interest you’re charged and building a plan to settle this debt and get your finances back on track.

Impulse buying: What it is and how to stop it

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We’ve all been there: retail therapy after a bad or long day, new clothing, books or home items that caught your eye in an influencer’s post—even tacking on a candy bar in the checkout line or a latte while grocery shopping. All of these unexpected purchases that were made with little to no consideration are known as impulse...

4 Ways to Have a Budget-Friendly Valentine's Day

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Valentine’s Day is fast approaching, and with it, the reminder that you should shower your loved ones with lavish gifts. But expressing your love doesn’t mean emptying your wallet. You can still make romantic or thoughtful gestures without breaking the bank.

Financial Literacy: 7 Lessons to Teach Your Kids

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Parents have a lot of aspirations when choosing what lessons and skills they plan to teach their children. But if money management and other financial lessons aren’t near the top of that list, they should be.

Financial planning: How to create a plan and stick to your goals

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No matter how big or small your financial goals are, a financial plan can help you make those goals a reality. Think of financial planning as a roadmap to help you achieve your goals. It’s an ongoing process that can help you feel more confident about your finances and navigate any bumps in the road, such as inflation or a...

Simplify the holiday season with mobile banking

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Feeling the pressure of the Holidays already? Don’t worry, we have some tips on how online and mobile banking can truly make the Holidays the most wonderful time of the year.

Holiday budgeting: tips to help you save during the holiday season

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The holidays are right around the corner, and for some, that means added stress about finances. With less than 90 days until Christmas, there’s still time to start planning so you can worry less and focus on what really matters.