Financial Fundamentals Blog

How to get the most out of Black Friday

  • Francesca Sacco
Black Friday is one of the biggest shopping days of the year, and an ideal time to score deals on items on your shopping list. But this year, product shortages and longer delivery times are likely to create some hurdles. Shoppers may experience problems getting all the items on their list, especially if you wait to make your...

Should I Get My Car Loan Through a Credit Union or a Bank?

  • Francesca Sacco
If you’re planning on buying a vehicle soon, you’re likely going to be seeking financing for that purchase. Eighty-five percent of all new car purchases in the United States, and 53% of all used car purchases, rely on some amount of financing to close the deal. Financing can affect how much you end up paying for your vehicle...

How Debt Consolidation Affects Your Credit

  • Francesca Sacco
When you find yourself swamped with debt and facing large monthly payments across multiple accounts, debt consolidation can become an attractive option to create short-term financial relief while also making a long-term plan for debt repayment. Depending on how you approach debt consolidation, though, this financial relief can...

How Credit Scores Are Determined and Why They Matter

  • Francesca Sacco
You might not think about credit scores much in your day-to-day life — and if you’re just getting started managing your own money, you might have no idea what your credit score even is. But while this number might reside beyond your line of sight, it can have huge implications for your short-term finances, and it could affect...

Should I Consolidate my Debt?

  • Francesca Sacco
Are you struggling with debt and considering debt consolidation? Before you take out a consolidation loan, make sure it’s the right choice for you.

How to host a Super Bowl party for less

  • Francesca Sacco
You don’t have to spend a small fortune to enjoy the National Football League’s biggest event of the year! Whether you’re staying home or plan to host your family and friends, we’ve compiled a list of tips to help you save!

Start the New Year with a Clean Financial Slate

  • Francesca Sacco
January is right around the corner, and the New Year is the perfect time to focus on your goals. Make 2020 the year you address your financial goals. Regardless if you want to save more, improve your credit score or pay down debt, we’ve compiled a list of tips to help you start the New Year with a clean financial slate.

How to achieve your New Year’s financial goals

  • Beth Ann Tabak
The New Year is a great time to review and revamp your finances for a successful financial future. Here are a few ways that you can get started on achieving your financial goals.