Recent Posts
7 Ways to Prepare for Retirement
It’s never too early to start preparing for retirement. In fact, the earlier you start saving and investing, the more money you’ll have saved when you retire!
Money Management: 5 Tips to Improve Your Finances
An essential habit to cultivate as you move into adulthood — and to maintain throughout your adult years — is budgeting and making the most of your money. These habits are especially essential during financial periods such as inflation and recession. Considering the recent increase in prices for groceries and utilities, it’s...
Types of Mortgages for First-Time Homebuyers
Planning for the purchase of your own home is an exciting step. You’re likely thinking about how many rooms you want, the perfect-sized yard for your family, and the must-haves you need in your home.
What To Do if Someone Tries To Steal Your Identity
Identity theft is the use of another person’s name, address, or Social Security Number (SSN) for personal gain. According to Javelin Strategy and Research, approximately 15 million people had their identity stolen in 2021. However, only 1.4 million cases were reported to the U.S. Federal Trade Commission (FTC).
Will Debt Consolidation Help My Credit Score?
Debt has reached record highs in 2022. This high debt balance includes student loans, personal loans and credit cards, leaving many adults in the U.S. searching for relief from the overwhelming amount of debt.
How Can You Manage Credit Card Debt When Inflation Is on the Rise?
Many people are feeling the impacts of inflation. What once was a nice night out or a usual trip to the grocery store may now be a stressful experience because of rising prices, from eggs and frozen pizza to dinner at your usual restaurant. The stress created by rising prices is combined with the stress of balancing necessities...
How Do Student Loans Really Affect Your Credit Score?
If you took out student loans for your college education, you may be wondering how student loans affect credit scores. Your credit score is one of your most important assets and impacts many things in your life, such as your ability to rent an apartment, purchase a house or car, or apply for a personal loan or credit card....
Are We in a Recession? 5 Tips to Secure Your Finances
Everyone has experienced inflation recently, whether it’s the rising price of food at the grocery store, an uptick in the cost of utilities, or higher premiums for other goods and services. Because of rising inflation rates, many are worried that the economy is headed toward a recession.
Specialized Loans: Why a Smaller Loan Can Really Make a Big Difference
Everyone is feeling their budgets becoming tighter as a result of rising inflation. From gas to eggs to clothes, prices are continuing to rise, making it harder to put aside money into savings or have funds for an emergency.
What Is An eStatement and How Safe Is It?
Keeping track of your spending, identifying errors and monitoring for fraud are essential activities when you have a checking account and credit card, and your monthly statements help you do those things. Consumers are increasingly choosing eStatements for their accounts rather than paper statements. As of 2020, 56% of credit...
Which Business Loan Is Right for You?
Whether your business is already established or you’re just getting started, there are many reasons to consider applying for a business loan. However, if you’re considering a business loan, you might want to apply sooner rather than later to avoid interest rate hikes due to rising inflation. Considering building or purchasing...
Debt Consolidation: Learn How To Do It The Right Way With Our Calculator
Having debt isn’t always a bad thing. Mortgages and car loans are valuable tools to help you afford larger purchases. However, there’s a certain point where the debt can get out of hand and jeopardize your financial wellness. But there are steps you can take to address your debts and rebuild your finances. Debt consolidation is...