Financial Fundamentals Blog

Identity theft is the use of another person’s personal information, such as their name, address and Social Security Number (SSN) for personal gain. Identity theft can create many problems for those affected, including a decline in credit scores and finances. Those affected by identity theft may feel anxiety about their future...

Are you considering purchasing your own home? Owning your own home is an exciting prospect. You’ve probably started thinking about how many rooms you want, the size of your kitchen, and if a garage is an important must-have or not. Before getting started on planning what features you want your home to have and what you want it...

Your credit score is one of your most important financial assets. It can affect a lot of your financial decisions such as purchasing a car or house, applying for a student loan or credit card, and even renting an apartment.

Many people are currently feeling the effects of inflation, from grocery prices to the cost of gasoline, utilities and housing. Inflation is the rise in prices over a certain period of time. Prices for goods, utilities and housing have steadily risen in recent months, with the U.S. inflation rate reaching 9.1% in June. Many...

Few people would list life insurance policy shopping as one of their favorite activities. But while this process may be boring and even a bit morbid, it could be a financial game-changer if you or someone in your family passes away.

You moved into a house that was perfect, but as your family has grown and your tastes have changed, so has your idea of the perfect home. You want to accomplish those projects you’ve had in mind for a while, but how can you achieve your home improvement goals?

Your credit score determines a lot. It’s one of the most important factors of your financial health. The better your score is, the easier it will be to open new lines of credit at favorable rates.